Avoiding Common Mortgage Mistakes in Summer: A Guide for Colorado Buyers

Summer is one of the busiest seasons for homebuying in Colorado – and for good reason. The weather is beautiful, school’s out, and homes show well under sunny skies and blooming landscaping. But with high demand and fast-paced decisions, it’s also a time when buyers (especially first-timers or busy moms juggling it all) can make costly mortgage mistakes.

At Colorado Mortgage Mama, we believe that with the right guidance, you can avoid common pitfalls and secure a mortgage that works for your family – both now and in the future. Let’s look at some of the most common summer mortgage mistakes and how to steer clear of them.

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Summer Bucket List Ideas for Colorado Moms

Summer in Colorado is a magical time – bluebird skies, mountain escapes, local festivals, and long days with the kids home from school. But between juggling work, parenting, and that never-ending laundry pile, the season can fly by before we know it.

That’s why every Colorado mama needs a summer bucket list – a mix of fun, simple, memory-making activities to help you soak up the sunshine, connect with your kiddos, and enjoy the best our state has to offer.

Here are some ideas to inspire your family’s ultimate summer adventure list:

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Organizing a Neighborhood Block Party: A Guide for Colorado Mamas

There’s nothing quite like summer in Colorado: warm evenings, kids riding bikes until dusk, and neighbors gathering outdoors to enjoy the season. One of the best ways to build community and create lasting memories is by hosting a neighborhood block party.

If you’ve ever thought about bringing your street together for a good old-fashioned get-together, here’s your step-by-step guide to making it fun, easy, and memorable.

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Cleaning and Maintaining Outdoor Furniture: A Colorado Homeowner’s Guide

July in Colorado means long, sunny days, backyard BBQs, and plenty of time spent outside. But all that sun, wind, and mountain dust can be tough on your outdoor furniture. Whether you have a cozy patio set, a big dining table, or cushioned loungers, keeping your outdoor furniture in great shape is essential for making the most of our beautiful Colorado summers.

Here’s a simple guide to cleaning and maintaining your outdoor furniture so it looks inviting all season long—and for many summers to come!

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How to Create a Kid-Friendly Garden

Gardening is a magical way to connect with nature, spend quality time with your kids, and make the most of your Colorado backyard. Whether you have a spacious yard in Castle Rock or a cozy patio in Denver, creating a kid-friendly garden is easier (and more fun) than you think. With a little planning, your outdoor space can become a hands-on classroom, a place to get dirty, and a peaceful retreat—all rolled into one.

Here’s how to build a garden that grows both veggies and memories:

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Summertime Sanity Savers for Moms

Ah, summer—the season of sunshine, pool days, and popsicles. It’s also the season of “I’m bored,” endless snack requests, and juggling work, vacations, and an unpredictable routine. As moms, we want to make summer magical for our families, but that doesn’t mean we have to lose our sanity in the process.

If you’re a Colorado mama trying to keep it all together this summer, here are some simple and effective sanity savers to help you enjoy the season without burning out.

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10 Summer Essentials for Colorado Homeowners

Summer in Colorado is something special—sunny skies, warm afternoons, cool mountain breezes, and the chance to really enjoy your home inside and out. Whether you’ve just moved into a new place or you’re getting your current space summer-ready, there are a few essentials every Colorado homeowner should have on hand to make the most of the season.

Here are 10 summer must-haves for homeowners living the Colorado dream:

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Helping Kids Adjust to a New Home and Neighborhood

Moving to a new home can be an exciting fresh start – but for kids, it can also feel overwhelming. Whether you’re relocating across Denver or settling into a new suburb like Highlands Ranch or Castle Rock, the shift in environment, friends, and routine can take a toll on little hearts. As a mom navigating both the mortgage process and motherhood, you’re juggling a lot, but helping your kids adjust can be simpler with a little intentionality.

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How to Prep Your Home Before a Summer Vacation

There’s nothing like the excitement of packing for a summer getaway – whether you’re headed to the mountains, the beach, or just taking a long weekend staycation. But before you leave, it’s important to take a few smart steps to prep your home so you can truly relax while you’re away.

As a Colorado homeowner (and mom), peace of mind starts at home. Here’s a simple checklist to make sure your house stays safe, secure, and stress-free while you’re enjoying some well-earned time off.


1. Secure Your Home

Before heading out of town, double-check that your home is locked up tight:

  • Lock all doors and windows (don’t forget basement or garage entries).

  • Set your security system if you have one.

  • Put lights on timers to create the appearance that someone’s home.

  • Let a trusted neighbor know you’ll be away and ask them to keep an eye out.

Bonus tip: If you have a smart doorbell or camera system, make sure it’s charged or functioning properly before you go.


2. Hold the Mail and Deliveries

Nothing says “no one’s home” like a pile of mail or packages on the front step.

Before your trip:

  • Submit a mail hold request with USPS (you can do this online).

  • Pause newspaper delivery if you still receive one.

  • Ask a friend or neighbor to grab any unexpected packages.

This not only keeps things tidy – it’s a big deterrent to potential burglars.


3. Clean Out the Fridge

Coming home to a smelly fridge is no one’s idea of a good time. Do a quick sweep a day or two before you leave and toss anything that might spoil.

Pro tip: Take out the kitchen trash and run your garbage disposal with lemon peels or baking soda to keep things fresh.


4. Adjust the Thermostat

Colorado summers can get hot, but you don’t need to cool an empty house.

Set your thermostat to a more energy-efficient temperature – around 80°F is typically safe for most homes. If you have a smart thermostat, set it to “away” mode or schedule it to return to a comfortable temp the day you return.

This small step can save you money on your utility bill while you’re away.


5. Watering and Yard Care

If you’re going to be gone for more than a few days:

  • Set a sprinkler system or hose timer to keep plants and grass alive.

  • Ask a neighbor or hire a local teen to water outdoor plants and check in on your garden.

  • Mow the lawn right before you leave to avoid returning to a jungle.


6. Unplug and Protect

Power surges can happen during Colorado storms. Protect your electronics (and save energy) by unplugging:

  • TVs

  • Computers

  • Kitchen appliances

  • Chargers

Also, consider emptying your dishwasher and washing machine to avoid any lingering water sitting idle.

Whether you’re leaving for a week or a weekend, prepping your home ahead of time means fewer worries and a much smoother return. A little planning can make all the difference – and ensures that your house is just as welcoming when you get back as when you left.

So go ahead, mama – book that trip, pack your bags, and soak up the sunshine. Your home will be in good shape waiting for you.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

How to Create a Butterfly Habitat in Your Colorado Yard

There’s something magical about watching butterflies dance through your yard on a sunny spring day. Not only do they add beauty and movement to your outdoor space, but they also play a vital role in pollinating flowers and supporting a healthy ecosystem. And the best part? Creating a butterfly-friendly habitat in your Colorado yard is easier than you might think.

If you’re a Colorado mom looking to bring more nature into your family’s life (and your yard), here’s how to build a backyard butterfly haven that supports both your garden and the environment.

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