Month: November 2020

What Buyers Need to Know About Home Inspections

Written by Marybeth Heckler on . Posted in Real Estate.

For those in the market for a new home, there are lots of different pieces of advice that people will try to offer you about buying a house. But one piece of advice is so good that you can take it to the bank.

It is absolutely imperative that you get a good home inspection before you sign on the dotted line. Failure to do this can result in getting burdened with a real money pit instead of your dream home.

Here’s a rundown on what you need to know about home inspections:

  • Request an inspection — First, you want to put into your contract that you wish to have a home inspection performed. Once the contract is signed, then you have a couple of weeks (depending on how much time is specified in the contract) to find an inspector, have it conducted, and then decide on how to act based on the inspection.
  • Find an inspector — Next, you need to find someone who can perform an inspection on the house. Generally speaking, you want to start with your real estate agent. They usually have a list of inspectors that they trust. You can also check on their credentials by looking at online reviews of their past work. Also, be sure to check out their certifications so that you know they are up to date on everything.
  • Conduct the inspection — When the inspection is conducted, you should make plans to be there in person. Not only do you want to know how things go, but you also should be there to ask questions and to ensure that everything is checked out thoroughly. Your inspector needs to check out all of the areas of the property, including basement, cellar, and attic. The inspector will also need to ensure that all of the major systems such as plumbing, HVAC, and electrical are thoroughly inspected.
  • Review the report — Once the inspection is complete, you will receive a formal report from the inspector. Then, sit down with your real estate agent and review the findings of the inspection. Then, you are faced with a few choices such as whether to adjust your offer based on the inspection findings or require repairs to be made as a contingency of you buying the house. Additionally, if the inspection finds a major structural problem, it is still possible to walk away from the sale.

Buying a new home is one of the largest investments a person will ever make. To protect yourself from buying a home with major problems, it is imperative that you get a home inspection. This will protect you and ensure that your home is a safe one that you won’t throw your money away on.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Celebrating New Year’s Eve at Home with Kids

Written by Marybeth Heckler on . Posted in Holidays, Motherhood.

New Year’s Eve is right around the corner and many of us are looking forward to saying goodbye to all of the chaos and confusion of 2020. Whether you normally stay at home with the kids on New Year’s Eve, or you’re doing so this year because of COVID, chances are that you won’t be going out to celebrate.

If you’re new to celebrating at home and would like tips on celebrating with the kids, or if you’re looking for some new ideas for 2020-2021, here are five tips on how to celebrate the year’s arrival with your kids:

  • Slumber Party! — A lot of kids are missing out on the joys of being kids this year with the inability to visit with their friends due to COVID. That being said, why don’t you have a family slumber party that can have all of the fun traditions. Set out sleeping bags in the living room (or even better, build a fort out of cushions!) and then get out the popcorn. Watch some family-favorite movies on the television and, if the little ones can stay up that late, celebrate the ball drop on TV like you did when you were growing up.
  • Reflect on the Year — Another thing that you can do as the year passes away is to sit on the couch and reflect back on the year that has passed. Ask each person in your family to name one thing that they liked about the past year or one memory that they are going to cherish. Have everyone write these down so that you can preserve the memories in a scrapbook or memento box.
  • Share a Toast — For adults, what says “New Year’s Eve” more than a toast with champagne at midnight? For the kids, you should include them in the tradition with their own non-alcoholic versions. Either get a bottle of sparkling grape juice or help them cook up their own “mocktail” like a Shirley Temple. For some international flair, have twelve grapes (one at each bell chime at midnight) as they do in Spain. This tradition is supposed to bring prosperity for the new year.
  • Get Outside — If the weather is kind, New Year’s Eve is a great time to get outside to celebrate. Set up a fire pit or heaters to keep everyone warm and then break out the sparklers for safe New Year’s Eve “fireworks.” Also, instead of throwing confetti or having a balloon drop at midnight, celebrate with some cans of silly string and let the kids go wild.
  • Have a Fashion Show — If you want to have silly fun this New Year’s Eve, head to your closet and break out all of your fanciest clothes for a fashion show with your kids. Make sure to take lots of pictures and create a scrapbook later on.

This year, stay home and stay safe for New Year’s Eve. But at the same time, make sure that you and your kids have a celebration that you will remember for years to come.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Time to Upgrade Your Front Door?

Written by Marybeth Heckler on . Posted in Homeowner.

We all know that first impressions are important and often very hard to shake off. So, if you want your home to give a great first impression, you need to start with some of the first things you notice.

For many homes, that’s the front door itself. Unfortunately, when it comes to sprucing up the house, your front door often doesn’t get that much love or attention. The good news is that an upgrade to your front door can be an easy project that you can complete in a weekend.

Ideas to give you inspiration for upgrading your front door:

  • New Door/New Material — Many homes are still featuring the basic front door that came with the original house. Over time, this can become dingy, cracked, and even warped. So, if you start with a new door, you might also want to start with a new material. If you choose an old standby such as wood, the possibilities are endless from the type of wood, the amount of glass/windows set into the wood, and color. If you want something more durable, steel or fiberglass are also great options for a new door.
  • Change the Color — If you don’t want to buy a brand-new door, you can give it an upgrade by simply painting or staining the old door to make it look fresh. Don’t be afraid to choose bold colors that will really make the door stand out from the rest of the house and call attention to itself.
  • Go High-Tech — Another great option for door upgrades is to go high-tech and add digital components. For years, keyless entry/keypads have been a popular choice for homeowners. Now, you don’t have to worry about getting locked out; you can simply enter the correct keypad code and unlock your door. Some of these locks are also moving towards voice recognition and will open up at a word (but only when it is a recognized user at the door). If you want extra security for your entryway and porch, you can consider the new doorbell options from companies such as Ring. These connect to your tablet or other device so if someone rings the doorbell, you can get a video feed of them, even if you aren’t at home. These can also be set to record while you are gone so you can catch any porch bandits stealing packages that are dropped off.

Your front door probably hasn’t been changed or updated in years. And if that is the case, then chances are it’s starting to show. Simple upgrades or even digital ones can really add to your curb appeal and make your home nicer looking and safer.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Dressing Up the Guest Room

Written by Marybeth Heckler on . Posted in Homeowner.

There’s a great scene in a classic episode of Friends where Phoebe has to stay with Chandler and Monica in their guest room. Monica, always the over-the-top personality, greets her with warm cookies and a “Welcome to Hotel Monica.”

Now, most of us aren’t going to go quite that far with our guest rooms and accommodations. But when you have family and friends staying with you, especially for an extended period of time, it’s important to spruce up the guest room to make it look, and feel, comfy.

Here are four ideas on how to create a cozy nest for your guests:

  • Make it warm and inviting — First and foremost, your guest room should look warm and inviting and not just like a storage room that you clear out when guests show up. Make sure that you have nice cushiony comforters and fresh sheets on the bed. But also, get sheet sets and linens that work nicely with the color scheme of the room. Speaking of color schemes, one area that can add an extra layer of comfort is by painting the ceiling, especially if you choose a warm color to accent that of the walls.
  • It’s not just a bedroom — Remember that your guest may not want to spend every waking moment in the main living area of the house with you. At some point, they are going to want to retire to the guest room to unwind. Besides the obvious choice of a bed, your guest room should also feature a chair that they can sit in to relax. If possible, create a little reading nook with a comfy chair and a reading light so they can just sit and read or reflect quietly.
  • Share your space — Let’s face it: a lot of us use our guest rooms as storage space. If you have a dresser in the room that you use to store your off-season clothes, clean a section out of it for your guest. No one likes to live out of a suitcase, and they can unpack and feel a little more at home. And speaking of sharing, make sure that you give your guest your wi-fi password on a note in the guest room so they don’t have to ask for it.
  • Hotel touches — Lastly, you can make your guest room feel a bit like a five-star hotel with a few little touches. From mints on the pillow to warm cookies and coffee or tea on the table, these are all ways to make your guest feel at home. And if you can pull off towel sculptures of animals then go for it!

Your guest room doesn’t have to be a bland setting with only a simple bed. If you dress it up a little bit and give it a little flair, then you can make a home away from home that your guests will want to visit again.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

DIY Christmas Crafts for Decorating Your Home on a Budget

Written by Marybeth Heckler on . Posted in Holidays.

As this year draws to a close, many of us are breathing a sigh of relief. The events of the year can now be set aside and replaced by the joy of the holiday season. But many of us are on a very tight budget this year and it may not be as merry of a Christmas as you’ve had in years past.

One way to help out with this is to create some of your own decorations for your home. These do-it-yourself projects can provide you with not only beautiful decorations, but also memories of spending time together with your loved ones while making them.

Here are 4 do-it-yourself Christmas decorating ideas I’d like to share with you:

  • Cinnamon Candle — Candles are always a beautiful decoration for the holidays, but scented candles seem to be getting more expensive every year. This year, get one large candle that isn’t scented. Look for a candle that is a holiday color like red, green, or white. Take your trusty hot glue gun and a cinnamon stick and glue the stick vertically to the candle. Then, keep repeating the process until you have the candle completely covered. You can spruce this up with a festive holiday bow or even some garlands around the base. But your home will have the beauty of soft candlelight and the warm smell of cinnamon. You can see the process here.
  • 2020 Ornament — For this one, you’ll just need a Sharpie marker and a plain, undecorated Christmas tree ball ornament. On the ornament, write one of your favorite memories of the past year. You can even invite all of the family to do this so that you have a collection of your favorite moments from this year. And, at the end of the season, you can box these up and keep them as mementos of the year that was.
  • Tabletop Christmas Trees — For this project, get together your hot glue gun, some poster board, and felt (preferably in festive colors). Roll the poster board up into a cone so that it will sit flat on a table while looking roughly like a Christmas tree. Glue the top of the cone together to hold it and then wrap the “tree” in felt and glue this in place. You now have a homemade Christmas tree for your holiday displays. In a pinch, you can substitute old wrapping paper for the felt. Like this idea but want additional options? Check out this article on 14 DIY Tabletop Christmas Tree crafts.
  • Cardboard Box Gingerbread House — Gingerbread houses can be fun to make, but they are definitely messy. Use a DIY alternative from an old cardboard box.  Take a square box as your house base and then use another box and cut it up to form the triangular roof of the house. Glue these together and then use paint to decorate it as elaborately as you please. You can even create a village out of cardboard boxes with everyone in the family making their own house. Get inspired by these adorable examples.

Christmas doesn’t have to be an expensive holiday. The real joy comes from doing things you love with your friends and family. This year, spend some time creating your own holiday ornaments and decorations and make memories that will last a lifetime.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.