Tag: Mom

Getting the House Back Together After Sending the Kids to School

If you are a mom of school-age children, then the impending start of the school year is probably feeling like Christmas. You’re so excited to get them back at school so you can get things around the house organized and cleaned instead of having a bunch of little ones camped out all day in front of the TV.

This is a time to restart your house now that it’s empty, and you can do a little bit of “spring cleaning” in the fall. Here are some top tips on how to get your house back into shape after a grueling summer with the kids:

  • Clothes Clean-Up — One of the few things that kids get excited about when it comes to going back to school is shopping for new clothes. But if you’re going to make room for the new, this is the perfect time to clear out the old. Go through the kids’ closets and dressers and pull out all of the clothes that don’t fit anymore or are looking a little worn around the edges. Create a three-pile system—keep, donate, and trash. But don’t just do this for the kids. This is also a great time to get your own closet under control and pick yourself up a new outfit while you are at it.

 

  • Summer Gear and Toys — If you have a pool or go to the beach quite a bit, then chances are you have lots of swimming toys lying around, from sand pails and shovels to floats and noodles. Now is the perfect time to put these away. Be sure to deflate the floats completely and fold them up and place everything in a tote (or two) so that you can unpack them when the summer comes around again.

 

  • Refrigerator Maintenance — Now that the kids are gone, you should also take the time to get your refrigerator under control. Empty everything out and toss the expired foods. Be sure to clean all the drawers out with Clorox wipes to disinfect them. Also, pull the fridge out and be sure to clean off the coils to get rid of any accumulated dust. Now, you should have your fridge under control and be able to maintain it easier.

 

  • Change the Air Filters — This is something that you need to do once every quarter or so. However, it’s really easy to forget to do it and let that time slip. So, take this as a reminder to change out the filters.

 

  • School Supply Organization — If you have a home office or a desk that is used by the family for homework and computers, this is what you should use to get your school supplies organized. Extra paper, pens, and notebooks can be placed into bins and stored on or near the desk so that they can be pulled out when needed.

Now that summer is ending and everyone is heading back to school, it’s time to reclaim your home and get it back under control. This way, you can have some peace before the chaos of next summer arrives.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Throwing the Best Garage Sale

Even though spring cleaning was a few months ago, summer is still a perfect time of the year to relieve some of the clutter and also make a little extra money at the same time.

A garage sale gives you the opportunity to turn your unwanted “stuff” into cash, while also clearing out the disorder that comes from having things taking up space in your closets, garage, and “junk” room. (You know the one—the room that started as a junk drawer until it migrated and took over.)

If you’ve never had a garage sale, or you’re just interested in picking up tips for your next one, here are what you need to consider:

1. Find the Best Date and Time
One thing you want to do is check in advance (at least a week) to get a general weather forecast. There’s no point in scheduling a sale if your weatherman is predicting a torrential downpour.

Generally, most people schedule their sales for Saturday mornings so that more people can attend as opposed to having it during a workday. If you have a lot of stuff to sell, you may want to have it over two days if you can (meaning a Saturday and Sunday). You also want to get the sale done early so you miss the heat of the day. Ideally, a 6 am to noon sale works best.

2. Advertise
The earlier you can advertise your garage sale, the better. Many people wait until the night before to put out signs. This is fine, but you want to do a little advertising earlier in the form of social media posts.

If you’re a member of an HOA (homeowner’s association) that has a Facebook page, post about your sale. Also, send out tweets and Instagram posts to try to get the word out. (NOTE: Many neighborhoods host “community garage sale” days where everyone in the area is encouraged to hold a sale. This can help bring in traffic, but the downside is that you have more competition.)

3. Declutter
Now you’re going to need stuff to sell. The best thing to do is get a box and go room by room through all of your belongings to find things you don’t want or need anymore. Have your kids do the same thing with their toys. As you put the items into the boxes, you can also keep tape on hand, so you can price them as you go. This way, you won’t have to go back and price everything later on.

4. Stock Up on Change
One of the worst things is to have someone want to buy an item and you not have enough change to cover the sale. Pick up at least $20 in quarters along with a mix of ones, fives, and tens. (If you can get about $100 total in change, you should be set. Remember, you can always re-deposit what you don’t use when you’re done.)

If you’re ready to get your house clutter under control and make some money at the same time, then a garage sale is definitely the way to go. If you’re left with a lot of stuff at the end, I always suggest just taking it out to your vehicles and donating it. If you can’t get the sale, at least someone may be able to use it and you can pick up a tax deduction in the process.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Host a School Supply Drive for Needy Families in Denver

Anyone who is part of the educational process—be it teachers, parents, or students—knows that school can be an expensive proposition.

Unfortunately, education budgets have been hit across the country and many school systems have had to cut back on supplies that they provide to the classrooms. This means that students are expected to bring more and more of the supplies they (and their classmates) will need from home.

When you couple this with economic issues such as unemployment and even homelessness, you can imagine that many parents are finding it hard to provide their children with basic supplies like paper and notebooks.

If you wish to help needy families in your area, here’s how you can host a school supply drive:

  1. Don’t do it alone — A supply drive can be a huge undertaking, especially if you want it to be a success. As such, you need to enlist the help of friends or neighbors who can organize this with you and staff the drop-off locations.
  2. Get advice from the experts — If you’re wondering just what type of supplies are needed, talk to the experts. Contact teachers and principals to see exactly what items they’ll be needing when the kids come back at the end of summer. Most school websites post a list of needed school supplies for each teacher (or grade level). Use these as a starting point for your own drive.
  3. Find a drop-off location — Generally speaking, you’re going to want a place that’s open to the public, large enough to house the supplies you hope to bring in, and centrally located. Speak with local church groups, community centers, or even the local library to see if they can let you use their facilities for this project. If all else fails, contact the schools themselves to see if you can host your drive there.
  4. Promote the drive on social media — This is an absolute must. You want to make sure everyone knows about this event to ensure donations. You should definitely use “traditional” advertising venues such as the local newspaper, but a really great way to promote your event is on social media such as Facebook or Instagram. This way, you can create digital “flyers” of the needed supplies and let your friends, family, and followers know exactly what needs to be purchased.
  5. Timing is everything — Many major retailers host back-to-school sales. In some locations, the entire state may have a Tax-Free weekend with no sales tax on school-related purchases. Hold your drive during or immediately after these events so that people can stock up on items to donate to your cause.

A school supply drive is a great way to help out underpaid teachers who often spend thousands of dollars to help buy materials for their students who can’t afford them. By doing this, you provide for those who are needy while showing support and love to your teachers who greatly need it.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Weekend Getaways for Families Before School Starts

Summer is well underway and many people are trying to get in as many family vacations as they can before the school bell rings this fall.

If you’ve already enjoyed your major vacation for the year, or you’re just looking for a cheap weekend rest from the weekly grind, there are always quick vacations you can take for just a couple of days.

Here are some of the best weekend vacation spots in Colorado that you can check out this summer before the little ones head back to school:

1. Beaver Creek
If you’re looking for someplace small and off the beaten path, try this location just a few miles outside of Vail. During the summer, the area is perfect for families that like to spend time outdoors. The area is perfect for hiking, biking, fishing, and other activities including mini-golf that can keep the family entertained.

2. Glenwood Caverns Adventure Park
Are you looking for something “outdoorsy” that can get your kids active and into the fresh air while also handling the complaint that this nature stuff is “boring?” Well, try the Glenwood Caverns park. This location has two things going for it. First, you can spend time exploring the beautiful caverns in the area learning about the natural phenomena that went into making them. You can also enjoy thrill rides including a zip line, roller coaster, and giant swing.

3. The Stanley Hotel
Located in Estes Park, this is a beautiful natural area that lends itself perfectly to hiking and exploring. But the real draw for many people is the Stanley Hotel, the inspiration for Stephen King’s Overlook Hotel in The Shining. To keep with this supernatural theme, the hotel also runs ghost tours, which can be a lot of fun for those who don’t scare too easily.

4. Breckenridge
Another small town with lots of charm, Breckenridge is an authentic “western” town that has many quaint and interesting shops and restaurants. It’s a great spot to head out for whitewater rafting and horseback riding in a beautiful location under the amazing Colorado sky.

5. Colorado Gators Reptile Park
You don’t have to head to Florida to check out a really cool reptile park that gets you up close to some amazing animals. This park features alligators, lizards, snakes, and even has a reptile handling class. You can even check out a Hollywood legend in the form of Morris, the alligator from Adam Sandler’s Happy Gilmore.

There are a lot of different options for those who are looking to explore Colorado off the beaten path. Before school starts again this fall, take a weekend and travel with your family for rest and relaxation.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Why Moms Love Living in Denver

Denver is a popular city that’s been growing steadily for about a decade. Ask any Denver mom, and they’re guaranteed to tell you it’s a great city for fun family activities, indoors or out.

But Denver’s also a great place for spoiling yourself and spending some “me time” to rejuvenate the body and spirit.  Here are some of the best spots in Denver for moms who need a little self-care this month:

  1. 5 Star Salt Caves — If you want a day spa experience unlike any other, then check out this man-made “salt” cave. The entire center surrounds the cave, which is made of Himalayan salt. Here, you can relax in a quiet environment and breathe in the salt-infused air – which is said to improve sinuses and breathing. In addition to salt therapy, the spa also features other traditional therapies such as saunas, massages, and footbaths.
  2. Upstairs Circus – Although this is better enjoyed with friends, it’s also a place you can come on your own to relax and get crafty. You can pay one fee for a variety of daily craft options and then design and craft all kinds of things including homemade jewelry and paintings as well as projects for the house such as key racks and serving trays.
  3. Movie Night – You don’t have to go see the latest blockbuster or yet another Disney cartoon. The Alamo Drafthouse in Littleton features special presentations of older movies in an unusual setting. One of their regular Signature Series features is an older, elegant movie such as Little Women or Sense & Sensibility, and you can skip the popcorn and enjoy high tea and biscuits or finger sandwiches. Or get the girls together for a night out dancing at the movies. Recent Dance Party nights have featured Brittney Spears and the Backstreet Boys for some flashback hits.
  4. BookBar – If you prefer a small, independent bookstore with real books rather than those big box stores or eBook readers, then you should check out this combination bookstore and wine bar. You can listen to a poetry reading, meet an author and get an autograph, or pick up a new book and curl up with a nice glass of wine.

Denver is a great city to explore and relax in. But for moms especially, it is filled with activities and opportunities that provide a break from the kids.

 

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Moms & Self-Care: Taking Care of You This Month

Being a mom often means putting everyone else’s comfort and happiness ahead of your own. We’re always taking care of others even when we’re sick, missing out on opportunities because we can’t work it into the family calendar. In general, we run ourselves down when we don’t make time to stop and take a breather.

For February, I’d like to challenge all the moms out there to spend some time committing acts of self-care.

It doesn’t have to be anything elaborate or grand. But here are some ways that you can do a little something for yourself and make February all about self-care.

  1. Get out of the house—At least once this month, you should find a sitter (or enlist your significant other to help out) and go out and do something that you like to do. Hang out with your best friends at the coffee shop and get caught up, with the condition that there is to be no “kid talk.” (You don’t want to just spend the time rehashing doctor’s appointments and report cards.)

If that isn’t your thing, just find a quiet corner of a park or library to curl up with a good book. But make sure that you go somewhere that you can be alone and uninterrupted by a hundred other demands.

  1. Change something—You will be amazed at how a new outfit or a different hairdo can make you feel like a new woman. Take part in some retail therapy and treat yourself to some new clothes or head down to the salon and get your trusted stylist to recommend something new. While you’re there, treat yourself to a full range of relaxation with a mani/pedi and a massage, if possible.
  2. Unleash your artistic side—Head out to your local art studio and get creative. Many of these now feature “Mom’s Night Out” type events and many of them also feature wine while you paint. (Score!) Just let yourself spend a few hours doing something relaxing without having your children yell “Mom” to bring you out of your peaceful state of mind.

The New Year has barely begun and many of us are already feeling like we need a recharge. Spend some time this month doing just that with some special moments of self-care. If you get into the habit of spending some time on yourself, then hopefully you can continue this trend throughout the year and save yourself from a serious case of burnout later on.

How Moms Can Celebrate “Be On Purpose Month”

As the New Year begins to unfold, many of us have put our resolutions into action because we are looking for a change in our lives. It seems as if January is that one month of the year when major changes are not only accepted but sought after.

We want to use this time to make our lives better and that’s where “Be On Purpose Month” comes in. There are several ways that you can celebrate this time of reaffirming your goal of finding your life’s purpose and how to achieve it.

Here are just a few ways that busy moms can celebrate this time and find their purpose.

  1. Journaling—One way to truly affirm your purpose and to reflect on your own life is by writing it down. Sure, if you’re a mom, you’re probably wondering when you could possibly find time to do that. But here’s something to try: after the kids have been put to bed and your daily work is done, just set five minutes aside to write about your day. This could be a summary of what has happened, but it should really try to focus on the positive things in your life, especially with an affirmation about how you will work towards your purpose the next day and the next.
  2. Determine Your Motivation—It isn’t enough to want a change. Instead, you must determine why you are trying to change. Finding your motivation isn’t just for actors. It’s for everybody. If you want to lose weight, one of the first things you would want to know is why you’re doing it. Do you really need to lose weight? Is it because you are starting to have health problems from obesity? Are you motivated to do this because you want to be healthier for your children? These are the questions that, when answered, will help make your goal more attainable. And it goes to the heart of any major change that you want to make in your life.
  3. No More Excuses—Another thing holding you back from finding your purpose is that so many of us make excuses. We say, “We would if we had the time,” or, “If we didn’t have so much work to do;” you know these excuses. But you should realize that lots of people have similar workloads and somehow accomplish their goals. If they can find the time, then so can you. And that also takes this into another area—you have a support network all around you if you know how to tap into it. All of us have other people who are searching for their purpose as well. They can help to give you the backing that you need in this endeavor.

This January, don’t just make a resolution that you will forget about in two weeks. Instead, begin a course of legitimate soul-searching and find your purpose in this life.

 

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.