Teaching Your Children How to Be Compassionate

In the past few years, bullying has taken center stage as a major problem among our youth. Be it physical bullying in schools or psychological intimidation on social media, this has caused parents, educators, and policy-makers to stand up and take notice.

All of the “zero tolerance” policies in the world, though, will have no impact on children and their behavior unless we begin to teach our kids how to be more compassionate. We have to be able to see our actions and behaviors through the lens of someone else so that we can see how those actions impact others.

Here, then, are ways you can help your child show more sympathy and empathy towards others:

  1. Lead by Example — The first thing you need to do is to show your child how to be compassionate with your own words and actions. Speak kindly and sympathetically of others and try not to be abrasive or critical of others in conversation (at least not within earshot of the kids). Also, show compassion to others in your everyday actions. This can be just as simple as teaching your child to look others in the eye and say “Hello” as they walk by. This teaches them to see others as people deserving of respect, an important step towards compassion.

 

  1. Volunteer — Another important step in demonstrating compassion yourself is to volunteer your time helping others. Most people think of this as volunteering at soup kitchens and, while that is a great way to help others, you can also do this in smaller stages such as helping a neighbor with lawn work or tutoring kids after school. Your children should see that you are compassionate towards others so they can then turn this into their own actions. You can also introduce them to charitable organizations that seek to help others who are less fortunate, such as Meals-on-Wheels or those who are sick, such as the Make-A-Wish Foundation.

 

  1. Get a Pet — One of the big reasons many people suggest getting a pet is because they can teach your child lessons that will stay with them for their whole lives. If your child has to clean up after, feed, and walk a pet, they learn to care for something besides themselves, a key component in compassion. If you are worried about making a major commitment with a cat or dog, start with something small like a fish.

If the people of the world could learn to be more compassionate, then a lot of our problems would actually fix themselves. But none of this will become a reality until we take the step to teach this to our children and the younger generations.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

How Kindness & Compassion Will Improve Your Life

Kindness and compassion are two of the defining characteristics that make us a part of humanity as a whole. It’s actually a natural instinct among people, but some repress this feeling or ignore it because they are not mindful of the world around them.

It is the ability to acknowledge those around you, recognize their needs, commiserate with them, and even to show them compassion and sympathy when needed. But compassion can go beyond helping others—it can also benefit you as well.

  1. Kindness can improve your health — Showing kindness and compassion can help improve your physical and mental health by lowering your stress levels, anxiety, and depression. When you perform an act of kindness, it gives you a positive feeling that translates into these healthy benefits. But it goes beyond that. When your stress and anxiety levels decrease, you can actually see a similar decrease in high blood pressure and an overall improvement in your ability to fight off diseases with a boost to your immunities.

 

  1. Kindness can improve your personal happiness — One of the biggest benefits is that being kind helps you to feel happier in general. When you are focused on nothing but negativity around you, you tend to fall into a cycle of cynicism and depression. By breaking this cycle to show compassion to your fellow human beings, you are giving yourself a boost to your personal well-being.

 

  1. Kindness allows you to expand your perspective — By showing kindness to others, you are allowing yourself to see the world from that person’s perspective. As Atticus Finch said in To Kill a Mockingbird, “You never really understand a person until you consider things from his point of view…until you climb into his skin and walk around in it.” Showing compassion lets you do that in a real world setting so that you can understand what the other person is feeling.

 

  1. Kindness can improve the world around you — It may seem like a cliché, but kindness is contagious. If you show others an act of kindness or compassion, they and those around you are more likely to “pay it forward” and share that same action with others. When this happens, you actually help make the world a better place. And who doesn’t want to make the world a little bit better?

Kindness and compassion are two very important traits that need to be cultivated as much as possible. It may sound like a naïve proposition, but if everyone could just go out of their way to be a little kinder, the world would be a better place to live in.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Impress Your House Guests on a Budget

Benjamin Franklin famously said that “fish and visitors smell after three days.” While Mr. Franklin may have been alluding to the idea of guests overstaying their welcome, many of us love the idea of playing host and welcoming in houseguests for either dinner parties or overnight visits.

But one of the problems with these types of visits is the need to overdo things and try to do “too much” to impress our guests. Here are some tips you can use to impress your guests if you are working on a budget:

 

  1. Keep everyone entertained — It’s great to think that all your guests will be able to sit around and mingle with lively conversation. But as a host of a gathering, you still need to provide some entertainment for your guests. This doesn’t have to be really expensive. In fact, one entertainment item is making a huge comeback—board games. Whether it’s old favorites like Monopoly or Trivial Pursuit or newer adult-oriented games like Cards Against Humanity, these activities can get people mingling, talking, and laughing in no time with a very small investment on your part.

 

  1. Spruce up the bathroom — This is where you can really shine with your guests. Add nice fluffy hand towels in the guest bathroom and throw in a scented candle for ambiance and decoration. Hand soaps and lotions are another good choice, just be sure to include a scented and non-scented option for those with allergies.

 

  1. Keep them eating — The key to a person’s heart is through the stomach and you want to make sure your guests have plenty to munch on. Ask them ahead of time if they have any allergies so you can avoid these foods. Then set out food spots around the house. If you have guests for overnight, be sure to keep plenty of fresh water, juice, and soda on hand as well as snack items in the pantry and fridge. Good options here would be granola bars and cheese sticks. If you are working on a budget, stock up at your local warehouse store and buy in bulk. You can always chow down on the leftovers after your guests leave.

 

  1. Get personal — If you’re having overnight house guests, a simple and inexpensive thing to impress them is with a personalized note. Simply get a small card or piece of stationery and write a personal note welcoming them to your home. If you really want to make it feel like an upscale hotel, have this on the guest bed which has been turned down with a piece of chocolate on the pillows.

Entertaining house guests doesn’t mean that you have to break your bank. Whether they are coming over for dinner or staying for a weekend, there are plenty of ways that you can welcome them to your home and impress them while still staying firmly on a budget.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Halloween Activity Idea List for 2019

October is on its way and many people are already looking forward to the coming of cooler temperatures and chilly autumn nights. But if you’re like a lot of us, October gets you thinking of one thing—Halloween!

This is the holiday that lets you get your scare on and enjoy the creepier side of Denver. Let’s take a look at some of the best activities for adults and families this year:

  • Elitch Gardens Fright Fest — This popular theme park is already a family favorite. But in October, the park stays open late for Fright Fest, featuring a series of haunted houses (including a circus themed one, so beware the creepy clowns) and a “fully-immersive” ghost story experience called Séance. These activities require an adult over 18 to accompany the kids and are only recommended for those 12 and over.

 

  • Denver Zoo — If you are looking for something better suited for the little ones, then consider the Enchanted Hollows at the Denver Zoo. It features an immersive art walk along with other fall time family favorites, such as pumpkin carving and cornhole. Older kids and adults can try out the ax throwing, and everyone can enjoy the “Scary-oke” sing-along.

 

  • Pumpkin Nights — Another family favorite is held at the Adams County Fairgrounds. This event features 3,000 hand-carved pumpkins on display, as well as many more Halloween displays on hand to entertain your family. The festival also has outdoor movie screenings, bounce houses, a fire show, and snacks when you work up an appetite.

 

  • Tim Burton’s Nightmare Before Christmas — Don’t let the title of this one fool you. Tim Burton’s film classic has become a perennial favorite for fans of both Christmas and Halloween. This year, the Colorado Symphony will have a screening of the film complete with live orchestral music. This one is sure to be a blast for movie and music fans.

 

  • Denver Botanic Garden’s Corn Maze — A favorite for those who like their fun a little less scary is the corn maze at Denver’s Botanic Gardens. The seven-acre corn maze is a great place to get lost and explore. And, if you do like a level of creepiness, then come back in the evening for the After Dark Corn Maze and Dead Zone Scream Park.

 

  • Denver Zombie Crawl – Halloween without zombies? Celebrate the living dead by dressing up as a zombie and coming out for the party which features vendors, a costume contest, and a physical challenge for teams called the “Organ Trail.”

There is plenty to do this October to celebrate the creepiness of the Halloween season. So whether you are an adult who enjoys being scared or a family that just likes a little bit of spookiness with your fun, there is plenty to choose from.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

National Book Month – Best Reads of 2019 for Moms

It’s autumn, which means the kids are back in school and moms across the country have a few moments of precious free time in between helping with homework, volunteering at school, and chauffeuring the kids back and forth to activities.

But in those few moments of solitude, many of us try to take an opportunity to catch up on some of the books that have been stacking up on our “Want to Read” shelf on Goodreads. With that in mind, let’s do a run through with our pick for the best reads of 2019 for moms:

  • The Testaments by Margaret Atwood – This is probably the most anticipated book of the fall, if not the entire year. This book, a sequel to 1985’s dystopian classic The Handmaid’s Tale, is perfect for those who can’t get enough of the original book or the TV show it inspired. The Testaments focuses on three different narrators—Aunt Lydia, Agnes, and Daisy—as they explain their roles in the fictional nation of Gilead. For moms on the go, check out the audiobook which is narrated by Mae Whitman, Bryce Dallas Howard, and Ann Dowd (the actress who plays Aunt Lydia on the Hulu show.)
  • The Stranger Inside by Lisa Unger – For fans of dark thrillers, look no further than this story of a woman dealing with the abduction of her two friends as pre-teens. Now an adult with survivor’s guilt, she is thrust back into the case when the kidnapper is murdered, and a vigilante is on the loose targeting other criminals who “got away with murder.”
  • Where the Crawdads Sing by Delia Owens – This book has gotten a lot of attention thanks to Reese Witherspoon, who has made it a selection for her book club and is developing it into a feature film. This beautiful story follows the “Marsh Girl,” a local legend who lives by herself in the North Carolina wilderness until she is thrust into modern society by two men from town. Check it out before the movie hits so you can say that the book was better.
  • If Ladies Who Punch: The Explosive Inside Story of “The View” by Ramin Setoodeh – If you prefer non-fiction with all the juicy details, check out this inside look at the TV show The View. One of the fascinating aspects of this seems to be the political backstage wrangling from hosts (both current and former) Star Jones, Rosie O’Donnell, and Whoopi Goldberg as they try to wrangle control of the show from creator Barbara Walters.
  • If Lock Every Door by Riley Sager – If you’ve got room for one more thriller, check out this one from the author of Final Girls. In this novel, a young apartment sitter winds up in a New York apartment building with some seriously dark secrets. Instead of just staying in and locking the doors, she investigates the disappearance of another young woman and facing down a killer in the building. Very intense and a great read if you want vicarious thrills.

Every minute for moms is precious. But this year, for National Book Month, spend some time with one (or all) of these great books. You will definitely appreciate the opportunity to recharge your batteries and enjoy some “me time.”

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Autumn Activities Bucket List for Families

Autumn is almost here, and for many of us it’s our favorite time of the year. Maybe it has something to do with the sights, the smells, and the cooler temperatures that require snuggling up under a warm blanket, but there’s definitely something magical about the fall.

If you’re looking for something to do this fall with your family, we’ve got you covered. Take a look at the following bucket list activities for autumn and find one to try this year. Who knows, you may create a lasting family tradition!

Visit a corn maze — Cornfields and ears of corn have long been a symbol for fall. This fall, visit a local corn maze and have fun getting lost and trying to navigate through the maze. (Just don’t cheat and walk through the maze “walls.”) This trend has really taken off with some corn maze farms getting VERY elaborate with their designs, including some inspired by John Deere tractors and the television show Stranger Things.

Get in the Halloween spirit — There are actually a few things that you can do this year to make sure your family is ready for Halloween. First, visit your local pumpkin patch and pick out the perfect pumpkins to take home and carve into jack-o-lanterns. There are hundreds of free patterns for pumpkin carving that you can find.

You can make your own costumes together then go trick-or-treating as a family. If you really want to go all out, choose a theme costume for all of you. I’m a huge fan of the Aladdin, Jasmine, and Abu the monkey family costume.

Get spooky — If you like your Halloween experience to be a little spookier, try having a Halloween horror movie marathon. For the younger kids, pick out cartoons and family-friendly options like Frankenweenie, Hocus Pocus, or Disney’s Halloweentown.

Older kids may love to be introduced to the black and white monster classics like Dracula, Frankenstein, The Wolf Man, and The Mummy.

If you’re feeling really adventurous, see if any local tour groups are offering ghost or cemetery tours. These can be a great way to find out more about local history and legends while getting a good scare in!

Autumn treats — Autumn has its own menu of delicious seasonal treats that you should definitely partake in. These include pumpkin lattes (there’s a reason they are so popular), roasted pumpkin seeds, and apple cider. Consider baking a homemade apple or pumpkin pie to celebrate the season and make an extra while you’re at it for your neighbors. Finally, fall wouldn’t be complete without a nice campfire and roasting marshmallows and making smores.

Autumn is a great opportunity to spend time together doing activities as a family. Now that the kids are back in school, take advantage of your evenings and weekends to cross these items off your bucket list.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Getting the House Back Together After Sending the Kids to School

If you are a mom of school-age children, then the impending start of the school year is probably feeling like Christmas. You’re so excited to get them back at school so you can get things around the house organized and cleaned instead of having a bunch of little ones camped out all day in front of the TV.

This is a time to restart your house now that it’s empty, and you can do a little bit of “spring cleaning” in the fall. Here are some top tips on how to get your house back into shape after a grueling summer with the kids:

  • Clothes Clean-Up — One of the few things that kids get excited about when it comes to going back to school is shopping for new clothes. But if you’re going to make room for the new, this is the perfect time to clear out the old. Go through the kids’ closets and dressers and pull out all of the clothes that don’t fit anymore or are looking a little worn around the edges. Create a three-pile system—keep, donate, and trash. But don’t just do this for the kids. This is also a great time to get your own closet under control and pick yourself up a new outfit while you are at it.

 

  • Summer Gear and Toys — If you have a pool or go to the beach quite a bit, then chances are you have lots of swimming toys lying around, from sand pails and shovels to floats and noodles. Now is the perfect time to put these away. Be sure to deflate the floats completely and fold them up and place everything in a tote (or two) so that you can unpack them when the summer comes around again.

 

  • Refrigerator Maintenance — Now that the kids are gone, you should also take the time to get your refrigerator under control. Empty everything out and toss the expired foods. Be sure to clean all the drawers out with Clorox wipes to disinfect them. Also, pull the fridge out and be sure to clean off the coils to get rid of any accumulated dust. Now, you should have your fridge under control and be able to maintain it easier.

 

  • Change the Air Filters — This is something that you need to do once every quarter or so. However, it’s really easy to forget to do it and let that time slip. So, take this as a reminder to change out the filters.

 

  • School Supply Organization — If you have a home office or a desk that is used by the family for homework and computers, this is what you should use to get your school supplies organized. Extra paper, pens, and notebooks can be placed into bins and stored on or near the desk so that they can be pulled out when needed.

Now that summer is ending and everyone is heading back to school, it’s time to reclaim your home and get it back under control. This way, you can have some peace before the chaos of next summer arrives.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Throwing the Best Garage Sale

Even though spring cleaning was a few months ago, summer is still a perfect time of the year to relieve some of the clutter and also make a little extra money at the same time.

A garage sale gives you the opportunity to turn your unwanted “stuff” into cash, while also clearing out the disorder that comes from having things taking up space in your closets, garage, and “junk” room. (You know the one—the room that started as a junk drawer until it migrated and took over.)

If you’ve never had a garage sale, or you’re just interested in picking up tips for your next one, here are what you need to consider:

1. Find the Best Date and Time
One thing you want to do is check in advance (at least a week) to get a general weather forecast. There’s no point in scheduling a sale if your weatherman is predicting a torrential downpour.

Generally, most people schedule their sales for Saturday mornings so that more people can attend as opposed to having it during a workday. If you have a lot of stuff to sell, you may want to have it over two days if you can (meaning a Saturday and Sunday). You also want to get the sale done early so you miss the heat of the day. Ideally, a 6 am to noon sale works best.

2. Advertise
The earlier you can advertise your garage sale, the better. Many people wait until the night before to put out signs. This is fine, but you want to do a little advertising earlier in the form of social media posts.

If you’re a member of an HOA (homeowner’s association) that has a Facebook page, post about your sale. Also, send out tweets and Instagram posts to try to get the word out. (NOTE: Many neighborhoods host “community garage sale” days where everyone in the area is encouraged to hold a sale. This can help bring in traffic, but the downside is that you have more competition.)

3. Declutter
Now you’re going to need stuff to sell. The best thing to do is get a box and go room by room through all of your belongings to find things you don’t want or need anymore. Have your kids do the same thing with their toys. As you put the items into the boxes, you can also keep tape on hand, so you can price them as you go. This way, you won’t have to go back and price everything later on.

4. Stock Up on Change
One of the worst things is to have someone want to buy an item and you not have enough change to cover the sale. Pick up at least $20 in quarters along with a mix of ones, fives, and tens. (If you can get about $100 total in change, you should be set. Remember, you can always re-deposit what you don’t use when you’re done.)

If you’re ready to get your house clutter under control and make some money at the same time, then a garage sale is definitely the way to go. If you’re left with a lot of stuff at the end, I always suggest just taking it out to your vehicles and donating it. If you can’t get the sale, at least someone may be able to use it and you can pick up a tax deduction in the process.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Host a School Supply Drive for Needy Families in Denver

Anyone who is part of the educational process—be it teachers, parents, or students—knows that school can be an expensive proposition.

Unfortunately, education budgets have been hit across the country and many school systems have had to cut back on supplies that they provide to the classrooms. This means that students are expected to bring more and more of the supplies they (and their classmates) will need from home.

When you couple this with economic issues such as unemployment and even homelessness, you can imagine that many parents are finding it hard to provide their children with basic supplies like paper and notebooks.

If you wish to help needy families in your area, here’s how you can host a school supply drive:

  1. Don’t do it alone — A supply drive can be a huge undertaking, especially if you want it to be a success. As such, you need to enlist the help of friends or neighbors who can organize this with you and staff the drop-off locations.
  2. Get advice from the experts — If you’re wondering just what type of supplies are needed, talk to the experts. Contact teachers and principals to see exactly what items they’ll be needing when the kids come back at the end of summer. Most school websites post a list of needed school supplies for each teacher (or grade level). Use these as a starting point for your own drive.
  3. Find a drop-off location — Generally speaking, you’re going to want a place that’s open to the public, large enough to house the supplies you hope to bring in, and centrally located. Speak with local church groups, community centers, or even the local library to see if they can let you use their facilities for this project. If all else fails, contact the schools themselves to see if you can host your drive there.
  4. Promote the drive on social media — This is an absolute must. You want to make sure everyone knows about this event to ensure donations. You should definitely use “traditional” advertising venues such as the local newspaper, but a really great way to promote your event is on social media such as Facebook or Instagram. This way, you can create digital “flyers” of the needed supplies and let your friends, family, and followers know exactly what needs to be purchased.
  5. Timing is everything — Many major retailers host back-to-school sales. In some locations, the entire state may have a Tax-Free weekend with no sales tax on school-related purchases. Hold your drive during or immediately after these events so that people can stock up on items to donate to your cause.

A school supply drive is a great way to help out underpaid teachers who often spend thousands of dollars to help buy materials for their students who can’t afford them. By doing this, you provide for those who are needy while showing support and love to your teachers who greatly need it.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Weekend Getaways for Families Before School Starts

Summer is well underway and many people are trying to get in as many family vacations as they can before the school bell rings this fall.

If you’ve already enjoyed your major vacation for the year, or you’re just looking for a cheap weekend rest from the weekly grind, there are always quick vacations you can take for just a couple of days.

Here are some of the best weekend vacation spots in Colorado that you can check out this summer before the little ones head back to school:

1. Beaver Creek
If you’re looking for someplace small and off the beaten path, try this location just a few miles outside of Vail. During the summer, the area is perfect for families that like to spend time outdoors. The area is perfect for hiking, biking, fishing, and other activities including mini-golf that can keep the family entertained.

2. Glenwood Caverns Adventure Park
Are you looking for something “outdoorsy” that can get your kids active and into the fresh air while also handling the complaint that this nature stuff is “boring?” Well, try the Glenwood Caverns park. This location has two things going for it. First, you can spend time exploring the beautiful caverns in the area learning about the natural phenomena that went into making them. You can also enjoy thrill rides including a zip line, roller coaster, and giant swing.

3. The Stanley Hotel
Located in Estes Park, this is a beautiful natural area that lends itself perfectly to hiking and exploring. But the real draw for many people is the Stanley Hotel, the inspiration for Stephen King’s Overlook Hotel in The Shining. To keep with this supernatural theme, the hotel also runs ghost tours, which can be a lot of fun for those who don’t scare too easily.

4. Breckenridge
Another small town with lots of charm, Breckenridge is an authentic “western” town that has many quaint and interesting shops and restaurants. It’s a great spot to head out for whitewater rafting and horseback riding in a beautiful location under the amazing Colorado sky.

5. Colorado Gators Reptile Park
You don’t have to head to Florida to check out a really cool reptile park that gets you up close to some amazing animals. This park features alligators, lizards, snakes, and even has a reptile handling class. You can even check out a Hollywood legend in the form of Morris, the alligator from Adam Sandler’s Happy Gilmore.

There are a lot of different options for those who are looking to explore Colorado off the beaten path. Before school starts again this fall, take a weekend and travel with your family for rest and relaxation.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.