Author: Marybeth Heckler

Picking the Right Rug for Your Home

Written by Marybeth Heckler on . Posted in Homeowner.

It seems to be a cliché of interior design—the right area rug can actually tie a whole room together and allow you to complete the room in a way you couldn’t before.

In many ways, this is totally true. What is worse is that the wrong type of rug can have the opposite effect and totally destroy any sense of unity or flow. This is why it is so important to take your time and find the area rug that is right for you.

You need to look at four areas when you’re picking out the right rug:

  1. First, you want to find the right size for your area rug. Too many people try to buy area rugs that take up most, if not all, of the room. This isn’t the right idea. It’s not for carpeting after all; it’s an accent and cover for the carpet. Instead, measure out the seating area for the room. In a living room or den, it may not be convenient to place all of the furniture completely on the rug. But the coffee table should be able to fit squarely in the center and the surrounding couches and chairs should have their front legs resting on the rug.

 

  1. Next, think about the shape that will best compliment your environment. If your room or the sitting area is square, then you can choose a square rug. But also consider a round one that can offset the room perfectly. If the sitting area is more rectangular, then choose a rectangular rug. (A square or circular one here will look off-kilter.) If you get a rectangular rug, make sure that you place it in the same direction as the flow of the room.

 

  1. Once you have the right size and shape, you will want to look at the texture of your rug. If you have a consistent texture style for all of your furniture, you may wish to pick something complimentary as your rug texture. If you have leather furniture, for example, it will look great with a fluffy area rug that it can kind of sink into. However, keep in mind that such a rug might be a tripping hazard for the elderly and little kids. Pick the texture that is right for you and don’t feel like you have to go with the basic wool that you see with most rugs.

 

  1. Finally, let’s talk color. If your furniture and décor are neutral or earth tones, you may want a rug that provides a pop of color. By contrast, bright furniture works well with neutral colored rugs. You don’t want a rug that just blends in with the carpeting and furniture. Instead, you want something that stands out distinctly.

Today, area rugs can actually be a big investment of money. They may not cost as much as full carpeting, but they aren’t cheap. Because of this, you should look to buy a rug that truly fits your room and your style so that you can create the area that you love.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

The 2020 Colors of the Year According to Top Paint Companies

Written by Marybeth Heckler on . Posted in Home Improvement.

One thing that top household paint companies do annually is announce their Color of the Year for the upcoming twelve months. If you’ve been considering an interior painting project for your home, here are the favorites for 2020.

Benjamin Moore

If you like softer hues, Benjamin Moore has chosen to feature First Light as their 2020 color of the year. For those who like a softer room or tend to go towards neutral shades, this light pink shade could be a way to add some color without overdoing it.

Sherwin-Williams

If light and bright aren’t for you and you’re ready for something bold for your next project, Sherwin-Williams has chosen this deep, dark Naval Blue shade as their color of the year. Whether used as a statement or a highlight, this color doesn’t disappoint.

Valspar

Valspar is thinking pink this year as well with this spring-inspired Bombay Pink paint color. Their color of the year is feminine but has more to say than a lighter pink. Bring in spring with this paint.

Behr

Another company going for calm and relaxing, Behr’s 2020 Color of the Year is Back to Nature. Bring some balance and nature in with this calming green hue.

Glidden

While Glidden isn’t doing an official color of the year announcement for 2020, they are recommending a blue-tinted gray color, Whirlwind, as their color of choice for DIY folks tackling home projects this year.

If you didn’t find a color to suit you, no worries. Each of these companies has a ton to choose from. Hopefully, these colors get you inspired to do some home improvement projects this year.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Celebrating Lunar New Year in Denver

Written by Marybeth Heckler on . Posted in Holidays.

In many Eastern countries, the beginning of the new year doesn’t start on January 1st, but rather at the beginning of the first moon cycle. It’s one of the most celebrated family traditions in many Asian countries, where families come together to celebrate, commune, and accumulate good fortune for the upcoming year.

The city of Denver has many options for people and families wanting to get in on the celebrations of Lunar New Year.

Truong An Gifts

This local, cultural, Asian market celebrates Chinese New Year each year in their parking lot with two days’ worth of performances from local groups including lion dances, martial arts demonstrations, and kids’ fashion shows (where all participating kids in traditional clothing get red envelopes). This is a great way to do a bit of shopping and enjoy the holiday at the same time. They update their Facebook page and event regularly so keep updated there.

Southridge Recreation Center

This recreation center in Highlands Ranch, Colorado is teaming up with the Great Wall Chinese Academy for a mini-festival and a performance including lion dances, martial arts, and music. Find out more here.

Sharetea Westminster

Enjoy traditional performances from the Nguyen Thieu Lion Dance troupe at this location on February 1st only. They will also be handing out red envelopes for good luck. Don’t forget to grab a cup of bubble tea while you are there. Find out more here.

Castle Rock Outlets

This shopping center honors Lunar New Year each year with red envelopes, crafts, and discounts. Find out more.

Nathan Yip Foundation

If you want something a bit more robust, check out the Chinese New Year party at the Grand Hyatt Denver. This party has traditional performances, acrobats, lion dances, karaoke, and even a silent disco. Plus, enjoy themed food stations and an Asian-themed street market. Get your tickets here.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Household Projects Perfect for January

Written by Marybeth Heckler on . Posted in Homeowner.

As a homeowner, each season brings its own list of home maintenance tasks that need to be completed, and January is no exception. Even though it’s dark and cold (and often snowy) outside, that doesn’t mean you are off the hook when it comes to keeping up with your home.

Here are some suggestions for tasks you could complete this month to keep your home in top shape:

Check Your Batteries

Go through your home and check the batteries and test all the smoke and carbon monoxide detectors to make sure they are in optimal condition and that you can depend on them in an emergency.

Clean the Coat Closet

Whether you have a mudroom or a simple closet, take some time to organize the space. Get rid of anything that no longer fits, doesn’t have a match, or is in poor condition. Make sure your weather gear is easily accessible and you have what you need to brave the winter weather.

Tackle that Junk Drawer

We all have one. The drawer where all the miscellaneous knick knacks and gadgets go can easily get out of hand if it’s not organized regularly.

Make Things Cozy

Pull out those fuzzy blankets, candles, and teapots! Go around your home and figure out how to make each room cozy and comfortable since you’ll be spending more time indoors this time of year.

Protection from Water

If you want to protect your home from potential water damage, make sure you know where your water shut off valve is (just in case). Are those gutters clean? They are designed to send any possible water or snow runoff into an appropriate spot which could be problematic if they overflow into other areas.

This should give you plenty of projects to tackle this month to stay on top of the place you call home.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

How to Celebrate National Thank You Month

Written by Marybeth Heckler on . Posted in Holidays.

While it may seem obvious that January is a big month for sending out thank you cards, after all the holidays events and gifts the month before, January is also, officially, National Thank You Month. This is a great opportunity to incorporate gratitude and appreciation and also showcase some great ways to express your thanks. Especially, if you are parents, the benefits of becoming more intentional when saying ‘thank you’ include role modeling great behavior.

Here are some ways you can celebrate and give thanks this month:

Make a Gratitude List

First, begin by making a list of everyone and everything you are grateful for right now. This list will help you come up with ways to express your thanks to the people that matter the most.

Discover Their Love Language

To really give back in an impactful way, ask people about their love languages. This concept comes from a book called The Five Love Languages by Gary Chapman and Ross Campbell.

The five languages are:

  1. Physical Touch
  2. Words of Affirmation
  3. Gifts
  4. Quality Time
  5. Acts of Service

Once you identify the most effective way to show your love to someone, you can come up with some truly great ideas for expressing your thanks.

Make Cards in Batches

Spend some time filling out basic thank you cards that you can hand out in the moment to anyone who does you a good service or makes your day better.

Take Someone to Lunch

If there is someone especially deserving of thanks this month, consider taking them out to a meal, coffee or dessert this month.

Thank Every Day

Make it a point to be intentional about saying thank you to someone every day this month. If it helps, keep a journal to help you say on track. This could be the beginning of a new habit for you.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Ideas for Closing Out Your Year

Written by Marybeth Heckler on . Posted in Motherhood.

Before the New Year rolls around and you start trying to keep your resolutions, it’s a good idea to think back on 2019 with some reflections. Part of growth as an individual is to recognize what went well and what didn’t so you can grow from your mistakes.

Here are ideas you can use to close out your year in a positive light:

  • List your accomplishments — Start off your year-end wrap-up with a list of all your accomplishments. Don’t let any of them slip by, not even the small ones. It could be something as “simple” as organizing your household paperwork or cleaning out the junk room. It can be reading at least one book a week to improve yourself mentally or spiritually. Or it can be major goals like spending more time with your family and friends each month. Whatever your goals were in the previous year, acknowledge the things you’ve accomplished.

 

  • Celebrate what you’ve achieved — The New Year is a time to celebrate new beginnings. But also celebrate the things that you’ve done in the past year. If you’ve managed to reach your goals, treat yourself to something special. It can be a night out at your favorite restaurant or a special item that you’ve had your eye on. Regardless of what you choose, it will be able to motivate you to achieve more things in the coming year.

 

  • Forgive your own mistakes — Acknowledge that you have made mistakes. But the important thing here is to forgive yourself for making them. A good visualization exercise would be to list out mistakes and missteps you made in the past year. Then take the list and burn it. Don’t linger on your mistakes but learn from them so you don’t repeat them.

 

  • Find your joy — Find what makes you happy and embrace it. It can be any kind of hobby or activity. If you like sports and exercise, celebrate that and make it the focus of your coming year. If you are a fan of movies, then make it a goal to go to one a month. Whatever is your source of joy, list it and make it your centerpiece for the coming year.

 

  • Set goals for the coming year — Now, it’s time to set goals for your new year. Don’t try to make resolutions since these are easily broken. Just set a series of goals that you want to achieve in the new year such as specific activities you want to take part in.

In the coming year, it is important to set goals for self-improvement that can guide you. This will help you cultivate a growth mindset in everything that you do.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Giving Back This Holiday Season (And All Year Long)

Written by Marybeth Heckler on . Posted in Holidays.

It’s become a cliché, but the holidays are truly a time of giving to others. If you remember your Charlie Brown Christmas special, the crass commercialism of the modern world is trying to destroy that spirit.

That’s why it is so important to show generosity to others by giving back. It’s not only something you should do during the holidays but should be a year-round endeavor.

Here are ideas on how you can give back now and all year long:

  1. Quick change — Most of us have that change jar in our house or a cubby in our car where we throw our loose coins. Rather than using this for an occasional soda, take it into a bank and exchange it for hard cash and then donate this to a local charity.

 

In fact, relabel your change jar as the donations jar and keep putting in extra money year-round. (Another great use for your coins is to take them down to the local Salvation Army bell-ringers and just pour the whole jar in. They’d love to have all of that change at once and you won’t have to cash it in first.)

 

  1. Volunteer — Another popular form of giving back to the community is volunteering. One of the most popular forms of this is to help out with the local food bank or homeless shelter serving holiday meals. But the reality is that many of these already get tons of help during the holidays.

 

If you want to assist with serving meals or donating food, do this in the spring and summer when demand is high, but donations are low. Instead, donate your time to a local nursing home. And remember that it’s not just human beings you can give back to. Your local animal shelter would love toys and food for the animals there. You can also donate your time caring for the animals housed at the shelter.

 

  1. Build relationships — One of the greatest things you can do is to develop a bond with another human being. During the holidays, thousands of senior citizens are alone. Talk to your local senior center and see if they can let you come in and visit with these individuals so they don’t have to be so alone at this time of year.

 

These bonding activities can include sitting and talking, reading to them, or singing Christmas carols as a family or group. If you develop a connection, you may be able to have them join your family for dinner over the holidays. Chances are, if you try this you will develop a connection that will last long after the holidays are over.

During the holidays, many people get an entitled attitude of “give me more.” But it is also imperative that you give back to the community, especially if you have little ones that you want to inspire to do the same.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Gardens & Nurseries to Visit in Denver This Holiday Season

Written by Marybeth Heckler on . Posted in Denver, Holidays.

Winter in Colorado conjures up images of snow-capped mountains and evergreen trees. The last thing most people think of is flowers and vegetation. But there are actually a number of botanical gardens and nurseries that thrive during this time of year.

As part of your holiday activities, here are some of the best gardens that Denver has to offer for you and your family:

  • Denver Botanic Gardens – This public garden is known for its beauty and the holidays are no exception. Stop by to check out their Winter Gift Market. Here, local artisans can help you find unique gifts for your friends and family. Local craft booths include jewelry, pottery, specialty foods, clothes, antiques, and bath supplies.

 

  • Tagawa Gardens – This nursery is known for celebrating the holidays in style with a variety of plants for your home. Of special interest for many people will be the array of poinsettias they have for sale. Tagawa has experts who specifically choose plants that will thrive in Denver’s homes so you know your plant will last with a little TLC.

 

They’re also the official garden center for the Denver Broncos, so you can be sure to find plenty of orange and blue poinsettias for you football fans. For those who are looking for holiday gifts, you might want to consider an amaryllis, azalea, or even a Christmas cactus, all of which will thrive in the local environment.

 

  • The Hudson Gardens and Events Center – This location offers beautiful self-guided nature walks that don’t stop just because the temperatures drop. For the adventurous, you can still walk through gorgeous landscapes to get in touch with nature. But Hudson Gardens also offers A Hudson Christmas.

 

Here, the landscape is transformed into a winter wonderland with lights adorning the trees and special displays set up to delight the kids. While you are there enjoying the lights, you can also warm up with hot chocolate and snacks. For the young (or young at heart) you can visit with Santa. Be sure to bring your camera to catch memories of this holiday festival.

 

  • Nick’s Garden Center and Farm Market – This great local nursery, Nick’s hosts a holiday open house on November 23rd and 24th to kick off the season. But if you can’t make that, they still have a multitude of holiday plants and a Christmas tree lot to help you bring the beauty of the outdoors into your home.

For the holidays, Denver can truly be an awe-inspiring place. But the natural beauty of this area isn’t confined to the mountains and forests. These gardens and nurseries can also entrance you with delight this holiday season.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Holiday Activity Calendar for Families Seeking More Christmas Spirit

Written by Marybeth Heckler on . Posted in Holidays.

Nobody wants to be the Ebenezer Scrooge in their family yelling “Bah Humbug!” at the thought of Christmas. But with all of the stress of the holidays, it’s easy to find yourself falling out of the Christmas spirit.

Whether you have little ones who still believe in Santa, or you’re older and feel too “grown up” for Christmas, here are activities for you and your family that can put a smile on your face and warmth in your heart:

  1. Advent Calendars — Some of us fondly remember the advent calendars of our youth that counted down until Christmas. Each day, you would open a window on the calendar and get a piece of chocolate. (Always a plus!)

 

As a family, create your own advent calendar. Tape the “presents” to each day on a regular calendar. (This is great because you can choose your own candy.) If you want to excite the older kids (or yourself), advent calendars have moved beyond the norm.

 

Try one of these variations:

 

  • Funko Pops — These collectible vinyl figures are super cool and can make for a great holiday tradition.
  • Legos — These super-cool calendars feature mini-figures each day in a variety of themes. Just don’t leave them on the floor to step on them.
  • Wine — This one is definitely for the adults! But check out a sampling of wines each day to make you warm and festive.

 

  1. Santa — You’re never too old for Santa. This year, take part in some kind of activity that features the jolly fat man. Start by writing a letter to Santa thanking him for last year’s gifts and dreaming of what you really want this year. Then, make a trip to the local mall and have pictures with Santa.

 

Yes, it’s still perfectly acceptable to do this even without kids! If your pets are like family, take them as well to the local pet store for their own set of pictures. Finally, spend a day or two before Christmas baking special cookies for Santa and then leave them out on Christmas Eve. Just make sure they are your favorite types so you can enjoy them when the kids go to sleep.

 

  1. Tacky Light Tour — Some families have turned their homes into the Griswold house from National Lampoon’s Christmas Vacation. Round up the family in your mini-van, throw in some blankets and hot chocolate, and drive around watching the Christmas lights. Just don’t forget your camera and a sampling of Christmas music for the trip.

 

  1. Movie Marathon — Christmas is the best holiday when it comes to movies that warm the heart. Introduce your little ones to classic Christmas movies like the original Christmas Carol or Miracle on 34th Street.

 

Of course, It’s a Wonderful Life is also a perennial favorite. After the kids go to bed, check out non-traditional Christmas movies with Die Hard or Love Actually.

Make a late resolution this year to do something special for Christmas. It can be anything as long as it brings happiness, joy, and warmth to you and your family.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Teaching Your Children How to Be Compassionate

Written by Marybeth Heckler on . Posted in Motherhood.

In the past few years, bullying has taken center stage as a major problem among our youth. Be it physical bullying in schools or psychological intimidation on social media, this has caused parents, educators, and policy-makers to stand up and take notice.

All of the “zero tolerance” policies in the world, though, will have no impact on children and their behavior unless we begin to teach our kids how to be more compassionate. We have to be able to see our actions and behaviors through the lens of someone else so that we can see how those actions impact others.

Here, then, are ways you can help your child show more sympathy and empathy towards others:

  1. Lead by Example — The first thing you need to do is to show your child how to be compassionate with your own words and actions. Speak kindly and sympathetically of others and try not to be abrasive or critical of others in conversation (at least not within earshot of the kids). Also, show compassion to others in your everyday actions. This can be just as simple as teaching your child to look others in the eye and say “Hello” as they walk by. This teaches them to see others as people deserving of respect, an important step towards compassion.

 

  1. Volunteer — Another important step in demonstrating compassion yourself is to volunteer your time helping others. Most people think of this as volunteering at soup kitchens and, while that is a great way to help others, you can also do this in smaller stages such as helping a neighbor with lawn work or tutoring kids after school. Your children should see that you are compassionate towards others so they can then turn this into their own actions. You can also introduce them to charitable organizations that seek to help others who are less fortunate, such as Meals-on-Wheels or those who are sick, such as the Make-A-Wish Foundation.

 

  1. Get a Pet — One of the big reasons many people suggest getting a pet is because they can teach your child lessons that will stay with them for their whole lives. If your child has to clean up after, feed, and walk a pet, they learn to care for something besides themselves, a key component in compassion. If you are worried about making a major commitment with a cat or dog, start with something small like a fish.

If the people of the world could learn to be more compassionate, then a lot of our problems would actually fix themselves. But none of this will become a reality until we take the step to teach this to our children and the younger generations.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.