Author: Marybeth Heckler

Halloween Activity Idea List for 2019

Written by Marybeth Heckler on . Posted in Holidays, Motherhood.

October is on its way and many people are already looking forward to the coming of cooler temperatures and chilly autumn nights. But if you’re like a lot of us, October gets you thinking of one thing—Halloween!

This is the holiday that lets you get your scare on and enjoy the creepier side of Denver. Let’s take a look at some of the best activities for adults and families this year:

  • Elitch Gardens Fright Fest — This popular theme park is already a family favorite. But in October, the park stays open late for Fright Fest, featuring a series of haunted houses (including a circus themed one, so beware the creepy clowns) and a “fully-immersive” ghost story experience called Séance. These activities require an adult over 18 to accompany the kids and are only recommended for those 12 and over.

 

  • Denver Zoo — If you are looking for something better suited for the little ones, then consider the Enchanted Hollows at the Denver Zoo. It features an immersive art walk along with other fall time family favorites, such as pumpkin carving and cornhole. Older kids and adults can try out the ax throwing, and everyone can enjoy the “Scary-oke” sing-along.

 

  • Pumpkin Nights — Another family favorite is held at the Adams County Fairgrounds. This event features 3,000 hand-carved pumpkins on display, as well as many more Halloween displays on hand to entertain your family. The festival also has outdoor movie screenings, bounce houses, a fire show, and snacks when you work up an appetite.

 

  • Tim Burton’s Nightmare Before Christmas — Don’t let the title of this one fool you. Tim Burton’s film classic has become a perennial favorite for fans of both Christmas and Halloween. This year, the Colorado Symphony will have a screening of the film complete with live orchestral music. This one is sure to be a blast for movie and music fans.

 

  • Denver Botanic Garden’s Corn Maze — A favorite for those who like their fun a little less scary is the corn maze at Denver’s Botanic Gardens. The seven-acre corn maze is a great place to get lost and explore. And, if you do like a level of creepiness, then come back in the evening for the After Dark Corn Maze and Dead Zone Scream Park.

 

  • Denver Zombie Crawl – Halloween without zombies? Celebrate the living dead by dressing up as a zombie and coming out for the party which features vendors, a costume contest, and a physical challenge for teams called the “Organ Trail.”

There is plenty to do this October to celebrate the creepiness of the Halloween season. So whether you are an adult who enjoys being scared or a family that just likes a little bit of spookiness with your fun, there is plenty to choose from.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

How to Stage Your Home to Impress Potential Buyers

Written by Marybeth Heckler on . Posted in Homeowner.

If you think that selling a home is easy, think again. You can’t just throw out a “For Sale” sign and wait for the offers to come pouring in. Instead, it’s necessary to get every aspect of your home ready for the onslaught of prospective buyers who may be coming in to check out your home.

As such, you need to think about “staging” your home as if it was a set piece for a play so that your visitors can see the charm and potential you know exists in your home. Here’s how you can do just that:

  1. Start out front — You’ve probably heard the term “curb appeal” and you cannot deny this is important. As soon as the potential buyers pull up to the house, you want them sold on why they should consider it. In order to do this, make sure that the lawn, plants, and flowers look immaculate. This means mowing regularly (and re-sodding if needed) and putting out new flowers in hanging baskets or flower beds. Also, clean the whole of the exterior, including windows and power wash the house’s walls and walkways. For a last touch, spruce up the front porch with some small lawn chairs for a sitting space and a new welcome mat to invite your visitors in.

 

  1. Clean your house top to bottom — Now is the time to do that spring cleaning you’ve been putting off. You need to make sure that everything from the ceilings to the baseboards looks neat and clean. That means wiping down the walls, vacuuming every square inch of the carpet and furniture, cleaning the bathroom grout and tile, and making sure that nothing is left looking dingy. Our best suggestion here is to hire a cleaning service if you are pressed for time and want to make it really dazzle.

 

  1. Clear out your personal stuff — Basically, when it comes to staging a house, you want to remove any clutter and items you keep lying around that have personal meaning to you. Rent a storage space and move out as much as possible. We aren’t saying to move out completely—keep everything you need to live while you sell the home. But personal pictures, knick-knacks, and mementos should go so that the visitors can picture themselves in this “ blank space” instead of you.

 

  1. Really clean the carpets — Now that you’ve vacuumed the carpets, take a close look and see if they need extra help. If this is the case, you should hire a professional carpet cleaning company to get rid of the accumulated grime and stains that will turn off prospective buyers.

 

  1. Set up the dining room — If you’re like most people, the dining room isn’t used that often except for holidays and parties. But now, you should set out place settings and make it look like you are ready for the arrival of guests for a dinner party. This will give that perfect look of inviting.

 

  1. Go seasonal — Make your home fit the season of the year. If you are selling your home in the fall, decorate with pumpkins or seasonal flowers. At Christmas, have the tree up with some small, tasteful decorations that will make them see this as their permanent home. Also, set up the backyard to look inviting with a fire pit in the fall and winter and a grill in the spring and summer.

Getting your house ready for potential buyers goes a lot further than just cleaning up. You need to do some serious overhauling on your home and decorate it to look perfect for its new owners. This way, you can hopefully beat out the competition and get your house to sell quickly.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

National Book Month – Best Reads of 2019 for Moms

Written by Marybeth Heckler on . Posted in Motherhood.

It’s autumn, which means the kids are back in school and moms across the country have a few moments of precious free time in between helping with homework, volunteering at school, and chauffeuring the kids back and forth to activities.

But in those few moments of solitude, many of us try to take an opportunity to catch up on some of the books that have been stacking up on our “Want to Read” shelf on Goodreads. With that in mind, let’s do a run through with our pick for the best reads of 2019 for moms:

  • The Testaments by Margaret Atwood – This is probably the most anticipated book of the fall, if not the entire year. This book, a sequel to 1985’s dystopian classic The Handmaid’s Tale, is perfect for those who can’t get enough of the original book or the TV show it inspired. The Testaments focuses on three different narrators—Aunt Lydia, Agnes, and Daisy—as they explain their roles in the fictional nation of Gilead. For moms on the go, check out the audiobook which is narrated by Mae Whitman, Bryce Dallas Howard, and Ann Dowd (the actress who plays Aunt Lydia on the Hulu show.)
  • The Stranger Inside by Lisa Unger – For fans of dark thrillers, look no further than this story of a woman dealing with the abduction of her two friends as pre-teens. Now an adult with survivor’s guilt, she is thrust back into the case when the kidnapper is murdered, and a vigilante is on the loose targeting other criminals who “got away with murder.”
  • Where the Crawdads Sing by Delia Owens – This book has gotten a lot of attention thanks to Reese Witherspoon, who has made it a selection for her book club and is developing it into a feature film. This beautiful story follows the “Marsh Girl,” a local legend who lives by herself in the North Carolina wilderness until she is thrust into modern society by two men from town. Check it out before the movie hits so you can say that the book was better.
  • If Ladies Who Punch: The Explosive Inside Story of “The View” by Ramin Setoodeh – If you prefer non-fiction with all the juicy details, check out this inside look at the TV show The View. One of the fascinating aspects of this seems to be the political backstage wrangling from hosts (both current and former) Star Jones, Rosie O’Donnell, and Whoopi Goldberg as they try to wrangle control of the show from creator Barbara Walters.
  • If Lock Every Door by Riley Sager – If you’ve got room for one more thriller, check out this one from the author of Final Girls. In this novel, a young apartment sitter winds up in a New York apartment building with some seriously dark secrets. Instead of just staying in and locking the doors, she investigates the disappearance of another young woman and facing down a killer in the building. Very intense and a great read if you want vicarious thrills.

Every minute for moms is precious. But this year, for National Book Month, spend some time with one (or all) of these great books. You will definitely appreciate the opportunity to recharge your batteries and enjoy some “me time.”

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Autumn Activities Bucket List for Families

Written by Marybeth Heckler on . Posted in Motherhood.

Autumn is almost here, and for many of us it’s our favorite time of the year. Maybe it has something to do with the sights, the smells, and the cooler temperatures that require snuggling up under a warm blanket, but there’s definitely something magical about the fall.

If you’re looking for something to do this fall with your family, we’ve got you covered. Take a look at the following bucket list activities for autumn and find one to try this year. Who knows, you may create a lasting family tradition!

• Visit a corn maze — Cornfields and ears of corn have long been a symbol for fall. This fall, visit a local corn maze and have fun getting lost and trying to navigate through the maze. (Just don’t cheat and walk through the maze “walls.”) This trend has really taken off with some corn maze farms getting VERY elaborate with their designs, including some inspired by John Deere tractors and the television show Stranger Things.

• Get in the Halloween spirit — There are actually a few things that you can do this year to make sure your family is ready for Halloween. First, visit your local pumpkin patch and pick out the perfect pumpkins to take home and carve into jack-o-lanterns. There are hundreds of free patterns for pumpkin carving that you can find.

You can make your own costumes together then go trick-or-treating as a family. If you really want to go all out, choose a theme costume for all of you. I’m a huge fan of the Aladdin, Jasmine, and Abu the monkey family costume.

• Get spooky — If you like your Halloween experience to be a little spookier, try having a Halloween horror movie marathon. For the younger kids, pick out cartoons and family-friendly options like Frankenweenie, Hocus Pocus, or Disney’s Halloweentown.

Older kids may love to be introduced to the black and white monster classics like Dracula, Frankenstein, The Wolf Man, and The Mummy.

If you’re feeling really adventurous, see if any local tour groups are offering ghost or cemetery tours. These can be a great way to find out more about local history and legends while getting a good scare in!

• Autumn treats — Autumn has its own menu of delicious seasonal treats that you should definitely partake in. These include pumpkin lattes (there’s a reason they are so popular), roasted pumpkin seeds, and apple cider. Consider baking a homemade apple or pumpkin pie to celebrate the season and make an extra while you’re at it for your neighbors. Finally, fall wouldn’t be complete without a nice campfire and roasting marshmallows and making smores.

Autumn is a great opportunity to spend time together doing activities as a family. Now that the kids are back in school, take advantage of your evenings and weekends to cross these items off your bucket list.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Inspiration for a Stunning Autumn Porch Display

Written by Marybeth Heckler on . Posted in Homeowner.

With autumn right around the corner, many people are thinking about sprucing up their home’s exterior with a beautiful porch display for the season. Although many people wait until October to do something Halloween themed, you can find a way to express your style and creativity with a variety of porch displays throughout the season.

Here are ideas to get your brain spinning and your creative juices flowing so you can be the envy of your neighbors this fall:

  1. Start with a splash of color — When people think of the fall, they often think of pumpkins. The big color that pops into their mind is orange. This is a great starting point for your porch color scheme. Don’t stick with just orange, instead choose decorations or items that hit an array of fall “earth tones”—brown, gold, yellow, deep crimson, and even a rich purple.If you do want to use pumpkins, consider a variety of gourds that come in a multitude of colors. Make sure that the items are on planters of varying height. This makes the eye move a little more rather than feeling like a static straight line.
  2. It’s not just about pumpkins — Two other big hits with porch displays are hay bales and mums. You can easily find these at any nursery and the hay bales, being rectangular, work perfectly as the bases to put other items on top of.
  3. Don’t forget the seats — Be sure to include an area of your porch for rest and relaxation. These can be comfortable chairs, rockers, or even a porch swing. Whatever you choose, make sure that they are paired closely together so that you can entertain and converse easily. You don’t want two chairs on opposite sides of the porch, where you have to yell at each other to talk. Add warm blankets so you can snuggle underneath them on cool autumn nights!
  4. Get crafty — Another idea for creating unique planters is to use crates of varying sizes. These can give you the height differences that you want while being interesting eye-catchers. To add the fall sensibilities, you can either choose to paint these in fall colors, or you can get stencils from your local craft store and paint fall flowers or other designs on them.

This autumn, spruce up your front yard by adding something new and original to your porch display. If you follow the steps listed above, you can create an inviting and elegant feel that will add warmth and style to your home.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Top 10 Autumn Maintenance Tips for Homeowners

Written by Marybeth Heckler on . Posted in Home Improvement.

It may seem hard to believe, but autumn is right around the corner. For homeowners, this means that it’s time to do a little basic maintenance for your home before the weather dips.

Here’s your top 10 list of home maintenance tips for this fall:

  1. Store your lawn equipment — Store your lawnmower and put it away. Drain and turn off your sprinkler system, then store your water hoses. If you own a swimming pool, follow the procedures for shutting it down and covering it up for autumn and winter.

 

  1. Weatherproof your doors and windows — When you turn your heater on this fall and winter, you don’t want that hot air going out the window! Make sure you seal cracks in your doors and windows and consider adding weather-stripping to make it more energy efficient.

 

  1. Inspect your roof — Your summer, hopefully, was a dry one. That means it is the perfect time to inspect your roof before the harsh rains and snows of autumn and winter move in. Get up there, if you can, and look for any loose tiles. If you really want to get high-tech, use a drone to do the checking for you!

 

  1. Take care of your gutters — When you’re done inspecting the roof, keep your ladder handy to work on your gutters. Make sure they’re clear of all debris so the rainwater that is surely coming can flow freely through and not accumulate.

 

  1. Clear the trees and shrubberies — While you still have that ladder out, now is the perfect time to prune back the trees and bushes (or hire someone to do it for you). It’s a good idea to keep those branches away from the home in the event of storms.

 

  1. Make exterior repairs — While you’re checking out your exterior, walk around looking for anything that might need repairs. A broken window screen, a crack in the sidewalk, or a loose deck plank can be handled now.

 

  1. Service the heater — Just like you get your AC serviced in the summertime, now is when you should get the heater/furnace checked out. You don’t want the temperature to suddenly drop without having a working heating system.

 

  1. Don’t forget the chimney — If your house (or parts of it) is heated by a fireplace, have the chimney professionally cleaned and maintained so that you don’t have any problems when you go to use it.

 

  1. Check your safety devices — Now is the time to change out the batteries in your smoke and carbon monoxide detectors.

 

  1. Stock up on supplies — If you live where the fall months change quickly to snowy winter weather, it’s a good idea to stock up on supplies. Get the quilts and heavy blankets out of storage. Logs (for the fireplace) should be stockpiled. Also, if you don’t already have one, get an emergency kit and portable fire extinguisher for your home, just in case.

 

While the weather is still warm and agreeable, it’s a good idea to knock out some of these maintenance tips. That way, you can enjoy your autumn and prepare for the holidays!

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Why You Should Buy a Home This Fall

Written by Marybeth Heckler on . Posted in Homeowner.

Most people think about buying a new house when the spring is approaching, the weather is nicer, and the temperatures are higher. But the problem with buying a home in the spring or the summer is that it’s when everyone else is buying one too.

If you want to get better deals and more options, then you might want to consider waiting until the temperatures dip and the weather gets a little softer in the fall.

Here are specific advantages to why you should consider buying a home this autumn:

 

  1. Reduced Competition — The most obvious reason why you should consider the fall for your home buying is because of the reduced competition from other buyers. This means that you have the chance to consider your options more thoroughly. You won’t have to jump at the first house because it might not be on the market tomorrow. Bidding wars are not likely during the fall months.

 

  1. Sellers are Motivated — This one goes hand-in-hand with the first point. Because there’s less traffic looking at houses, your sellers are motivated and willing to accept less for the home or to offer other things, such as flexible move-in dates and assistance with closing costs.

 

Many of these homes have been on the market since spring and the sellers may be willing to work with you because they’re frustrated with not selling their home. And with the holidays right around the corner and end-of-the-year tax advantages slipping away, homeowners are highly motivated to be flexible so they can unload their house.

 

  1. More Time with Your Agent — Another bonus of the reduced traffic is that your real estate agent is not going to be as busy as they might be during the summer. This means they can spend more time helping you search for the best house and the best deal. It’ll be easier to schedule meetings and appointments that meet your schedule rather than working you in around their other clients.

 

  1. Cheaper Home Goods — Many people don’t think about the deep discounts on home goods at the end of the year. These are products from appliances to bedding and window treatments that you may need when you move into your new home.

 

  1. See the House in a New Light — In the spring and summer, the neighborhood is likely to look its best and be less busy with people away on vacation. In the fall, you can see the house and the neighborhood in all its glory. If there are problems with leaky roofs or foundation issues, the fall weather will showcase these faults more readily.

 

  1. Better Rates — There are many other fields that all depend on the housing industry. Banks and lenders, as well as movers and contractors, all depend on making money from the sale of homes. When business is slow, such as in the fall, you can get better rates and deals from these businesses.

 

Fall time is becoming optimal for buyers who are looking for motivated sellers and more individual attention from your real estate agent. The lack of traffic and the end of the year deals makes all of this the perfect time to buy a home.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Preparing for the Fall Homebuying Season

Written by Marybeth Heckler on . Posted in Home Improvement, Homeowner.

Although traditionally the warm weather months of spring and summer have been the best for home sales, many people still like to get out and start house hunting when the weather takes a slight dip during the fall.

The cooler temperatures seem more ideal for visiting and touring homes to (eventually) pack up your belongings and move into a new house. If you have been thinking about buying, but haven’t decided to make that move just yet, remember that you can still take advantage of tax breaks that are given to homeowners so you can claim them on your taxes when you file in 2020.

If you are looking to make a home purchase, here are a few things you should do:

Educate yourself

The first thing you need to do, especially if you’ve never purchased a home before, is to educate yourself. Many of the types of loans, requirements, and terms used by realtors can be quite confusing. You can find many government offices, libraries, and real estate agencies will offer introductory courses to educate homeowners on all of the intricacies of this complicated process.

Get your finances in order

The next thing you will need to do is assess your finances and determine your budget. This means that you need to check your credit score to determine if you have the credit needed to buy a house. (Generally, a score of 740 or higher is necessary to get lower interest loans.)

You should also evaluate your budget by determining just how much you can afford monthly and how much you can place as a down payment on the property. This will help determine “how much house” you can afford and help you narrow down your search later on. Once you determine how much you plan to pay on the house upfront, you need to transfer this money into an account so that you can easily cut a check or transfer the funds.

Get preapproved

Another thing you can do to help make the process even easier is to get preapproved for your home loan. This way, you can make an offer on your dream house as soon as you find it without having to play “wait and see” to show that you will be approved for the loan. If there is a bidding war for the house you are interested in, this preapproval will give you a competitive edge over the other prospective buyers.

Tour the neighborhoods

In order to find your dream home, take the time on weekends to tour neighborhoods you’re interested in. A lot of homeowners who are looking to sell will take advantage of the fall temperatures to host open houses. You can sometimes bounce from open house to open house on a Sunday with several in the same neighborhood. No matter how much you may fall in love with the first house you see, it’s important to shop around and find the one that is perfect for you.

Fall is a great time to get out and start looking at a new home for you and your family. Not only do the cooler temperatures make the house hunt more comfortable, but you can also get your family moved into your perfect home without breaking much of a sweat.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Getting the House Back Together After Sending the Kids to School

Written by Marybeth Heckler on . Posted in Motherhood.

If you are a mom of school-age children, then the impending start of the school year is probably feeling like Christmas. You’re so excited to get them back at school so you can get things around the house organized and cleaned instead of having a bunch of little ones camped out all day in front of the TV.

This is a time to restart your house now that it’s empty, and you can do a little bit of “spring cleaning” in the fall. Here are some top tips on how to get your house back into shape after a grueling summer with the kids:

  • Clothes Clean-Up — One of the few things that kids get excited about when it comes to going back to school is shopping for new clothes. But if you’re going to make room for the new, this is the perfect time to clear out the old. Go through the kids’ closets and dressers and pull out all of the clothes that don’t fit anymore or are looking a little worn around the edges. Create a three-pile system—keep, donate, and trash. But don’t just do this for the kids. This is also a great time to get your own closet under control and pick yourself up a new outfit while you are at it.

 

  • Summer Gear and Toys — If you have a pool or go to the beach quite a bit, then chances are you have lots of swimming toys lying around, from sand pails and shovels to floats and noodles. Now is the perfect time to put these away. Be sure to deflate the floats completely and fold them up and place everything in a tote (or two) so that you can unpack them when the summer comes around again.

 

  • Refrigerator Maintenance — Now that the kids are gone, you should also take the time to get your refrigerator under control. Empty everything out and toss the expired foods. Be sure to clean all the drawers out with Clorox wipes to disinfect them. Also, pull the fridge out and be sure to clean off the coils to get rid of any accumulated dust. Now, you should have your fridge under control and be able to maintain it easier.

 

  • Change the Air Filters — This is something that you need to do once every quarter or so. However, it’s really easy to forget to do it and let that time slip. So, take this as a reminder to change out the filters.

 

  • School Supply Organization — If you have a home office or a desk that is used by the family for homework and computers, this is what you should use to get your school supplies organized. Extra paper, pens, and notebooks can be placed into bins and stored on or near the desk so that they can be pulled out when needed.

Now that summer is ending and everyone is heading back to school, it’s time to reclaim your home and get it back under control. This way, you can have some peace before the chaos of next summer arrives.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Throwing the Best Garage Sale

Written by Marybeth Heckler on . Posted in Motherhood.

Even though spring cleaning was a few months ago, summer is still a perfect time of the year to relieve some of the clutter and also make a little extra money at the same time.

A garage sale gives you the opportunity to turn your unwanted “stuff” into cash, while also clearing out the disorder that comes from having things taking up space in your closets, garage, and “junk” room. (You know the one—the room that started as a junk drawer until it migrated and took over.)

If you’ve never had a garage sale, or you’re just interested in picking up tips for your next one, here are what you need to consider:

1. Find the Best Date and Time
One thing you want to do is check in advance (at least a week) to get a general weather forecast. There’s no point in scheduling a sale if your weatherman is predicting a torrential downpour.

Generally, most people schedule their sales for Saturday mornings so that more people can attend as opposed to having it during a workday. If you have a lot of stuff to sell, you may want to have it over two days if you can (meaning a Saturday and Sunday). You also want to get the sale done early so you miss the heat of the day. Ideally, a 6 am to noon sale works best.

2. Advertise
The earlier you can advertise your garage sale, the better. Many people wait until the night before to put out signs. This is fine, but you want to do a little advertising earlier in the form of social media posts.

If you’re a member of an HOA (homeowner’s association) that has a Facebook page, post about your sale. Also, send out tweets and Instagram posts to try to get the word out. (NOTE: Many neighborhoods host “community garage sale” days where everyone in the area is encouraged to hold a sale. This can help bring in traffic, but the downside is that you have more competition.)

3. Declutter
Now you’re going to need stuff to sell. The best thing to do is get a box and go room by room through all of your belongings to find things you don’t want or need anymore. Have your kids do the same thing with their toys. As you put the items into the boxes, you can also keep tape on hand, so you can price them as you go. This way, you won’t have to go back and price everything later on.

4. Stock Up on Change
One of the worst things is to have someone want to buy an item and you not have enough change to cover the sale. Pick up at least $20 in quarters along with a mix of ones, fives, and tens. (If you can get about $100 total in change, you should be set. Remember, you can always re-deposit what you don’t use when you’re done.)

If you’re ready to get your house clutter under control and make some money at the same time, then a garage sale is definitely the way to go. If you’re left with a lot of stuff at the end, I always suggest just taking it out to your vehicles and donating it. If you can’t get the sale, at least someone may be able to use it and you can pick up a tax deduction in the process.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.