How to Build a Community in Your Neighborhood

For many of us, the idea of a neighborhood means a group of people who are all nice to each other, socializing and looking out for others when they need help. Unfortunately, too many of us have gotten so cut off from the outside world that we barely even know or acknowledge our neighbors.

Too often, we refer to them by descriptors because we haven’t learned their names—phrases like “the young couple down the street with two kids” or “the retired man with the dog that barks all night.” Many of us want that sense of community that comes with being in a close-knit neighborhood, but we don’t know how to do this.

Well, here’s how you can build a community in your neighborhood:

  1. Sit in your front yard — We often try to seclude ourselves by either staying inside or sitting in our fenced-in backyards. This doesn’t allow us to meet our neighbors naturally. One way to fix this is to simply move the chairs around front. When your kids are playing, take a relaxing chair out to the front yard and watch them. Or, when the sun is about to set, grab a chair and a cold beverage and enjoy the twilight. If you do this, others will start to join in and you can begin to communicate more openly with them.

 

  1. Organize a block party — If you plan a block party or cookout, you can get everyone together and socializing so that you can meet all of your neighbors. When you invite them, be sure to go up to each one personally instead of just posting fliers or mailers. This shows you legitimately want to get to know them. But it also allows you a chance to learn their names and talk to them even if they can’t make the party.

 

  1. Create a community library or garden — Activities such as reading and gardening are great ways to bond with others. Put a wooden lending library box in your yard by the curb along with a sign encouraging others to take one and return it when finished. You can also encourage others to add their own books to the bin. Also, talk with your neighbors to see if they would like to help put together a community garden of flowers or vegetables to liven up the area.

 

  1. Create a social media group — Even if you can’t all meet after work or on the weekends, you can still create a sense of community with social media. Start a Facebook group for your neighborhood that can share announcements and neighborhood news. Encourage people with concerns to express these through private messages instead of blasting the entire board. But keep the avenues of communication as open as possible.

There is a big difference between being part of a neighborhood and part of a community. If you hearken back to the days when people were nice to their neighbors and took pride in their community, then these are some ways you can foster these feelings on your block.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

A Spring Cleaning Checklist that Doesn’t Overwhelm

It’s confession time: Every year when it comes to spring cleaning, I go into a bit of brain lock. I see all the items that are stretched out in front of me that need to be done, and I just want to curl up inside the house with a cup of coffee and a Netflix marathon.

Sometimes, that cleaning checklist is just too overwhelming, and I don’t even know where to start. Here’s a solution to that.

This spring cleaning checklist breaks down the essentials so that you don’t run cowering into your house from fear of having too much to do:

  1. Organize Your Supplies — Each room has a different set of supplies based on your needs. (For instance, the bathroom has different needs than your bedroom.) I suggest creating a cleaning tote for each room. Keep all your tub and toilet cleaners in a small box for use in the bathroom and carpet freshener and a duster for the den and bedroom. By getting your supplies organized upfront, you will know what you need to buy before you start. (And trust me, there’s nothing worse than getting into a cleaning groove and finding out you are missing something essential.)

 

  1. Go Room by Room — Too often, we try to do everything all at once. The reality, then, is that we spread ourselves too thin and don’t get most of what we want completed. Instead of doing this, create a separate checklist of things to do for each room. Start with just one room and do everything on the checklist. Don’t move on until it’s all done, even if this takes more than one day. It took you all year to get the house where it is since the last spring cleaning. Don’t try to fix it all in one day.

 

  1. Create Piles — As you are going through your rooms, take everything out of drawers, off shelves, etc. and use this opportunity to clean and dust these areas. As you empty things out, move them into three separate piles. The first will be your “keep” pile. As soon as you are finished sorting and dusting, put these back where you got them—they are the clothes and other items you are keeping. The next pile should be for donations. These are the products in a good state of repair that you can donate to charity (or possibly sell at a yard sale). The last will be your trash pile for anything broken, chipped, torn, or just so outdated or worn that no one would want it. Throw these out immediately. Now is the time to be ruthless. If you haven’t used it in a year, then chances are you don’t need to keep it.

 

  1. Set Up Regular Checklists — Don’t wait until spring rolls around to get your big cleaning done. If you create checklists for each month (or at least each quarter), then you can spread out the work over all twelve months and not just a couple of weekends when you don’t feel like cleaning.

 

By following these easy steps, you can break down your big cleaning jobs into smaller chunks which are always helpful. So, pop in your earbuds, fire up some music or a good audiobook, and get to cleaning.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Spring Cleaning: Best Tricks for Deep Cleaning Your Home

Spring is in the air and, even though many of us are ready to dig out of the snows of this winter, that still leaves one dreaded task looming on the horizon—Spring Cleaning!

This is the time when you go beyond that little cursory cleaning you do each week and really get down into the nooks and crannies of your home. But it doesn’t have to be that scary.

Here are handy tips and tricks we’ve compiled that can help you do a really deep cleaning on your home this spring:

  1. Be Meticulous and Merciless — The first thing we suggest is that you be very meticulous and go room-by-room through the house. In each room, create three separate stacks—one to keep, one to donate or sell at a yard sale, and one to toss. Be merciless. If you haven’t seen an item or used it in a year, do you really need to keep it? Toss whatever you don’t need. A decluttered house is much easier to clean.

 

  1. Bathrooms — This is a good place to start with the actual deep cleaning. Spray the surfaces of your tub, toilet, shower, and sink with multi-purpose cleaners that may need to sit awhile to break up the accumulated soap scum. (You can also use diluted white vinegar for an all-natural clean.) Make sure that you scrub these surfaces thoroughly. If you have a glass shower door, you can use a damp dryer sheet to clean it off. If you have a shower curtain, toss it and start fresh with a new curtain and a new look for your room.

 

  1. Kitchen — Now let’s get this one under control. With a spring cleaning, you want to get all of the yearly things taken care of. One of these is cleaning the oven. If you don’t have a self-cleaning oven, put together a mixture of baking soda and vinegar with a couple of drops of dish soap. Let this sit on the tough spots and then scrub it clean. If you have a gas stovetop, you can also coat the stovetop itself with car wax. This way, your regular clean-ups of spills will be much easier. The microwave should also be cleaned, but this one is really easy. Get a cup of water and add a tablespoon of white vinegar. Place this in the microwave and turn it on for five minutes. The steam from this will clean out your microwave so you can just wipe it out.

 

  1. Dusting — Dusting may not be a room unto itself, but it is certainly one of the chores that feels like it. It usually winds up on the top three list of most hated household chores. To help this spring, use these ideas. First, on surfaces that aren’t easily seen, such as the tops of cabinets or tall bookshelves, place a square piece of newspaper down after you dust. This will cover the surface and catch any other accumulations so you just have to change out the sheet of paper every few months and save yourself the dusting for those spots. We also recommend investing in a telescoping arm duster so you don’t have to strain your back.

Finally, when it comes to dusting the ceiling fans, we suggest using a pillowcase. Take the case and put it around the blades of the fan and then simply wipe across. The dust will be trapped inside of the case and you don’t have to worry about raining dust down on your room. And, you can just toss the pillowcase in the washer to clean it off.

Spring cleaning doesn’t have to be the pain that everyone thinks it is. If you follow a few basic tips, you can save yourself some sweat and tears and make this year’s cleaning go smoother.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Making Your Home More Sustainable

One of the goals of just about any parent is to help make the world a better place for our children. This can be done in a variety of ways. Now, I’m not saying that you can change the world just for your family. But you can make your own corner of that world a bit better than you found it. Part of this is by helping to make your home more sustainable and environmentally conscious.

Here are easy ways you can reduce your carbon footprint by “going green” and making your home more sustainable:

Use Less Energy

One of the first things you can do to be more sustainable will also save you money in the long run. (So, count that as a win-win!) Let’s talk about ways to cut your energy consumption (which in turn will reduce your monthly power bill).

  • Change your regular light bulbs with Compact Fluorescent bulbs. These use less energy and actually last longer, meaning you won’t be adding lots of dead bulbs to the trash heap.
  • When you buy a new appliance, such as a washer or dryer, look for those that are Energy Star Qualified. These can cut energy use between 10 and 50% off a regular appliance. And, in some cases, your purchase may qualify you for a tax credit.
  • Insulate your home to cut down on heating costs and power. This means insulating your attic/basement as well as the walls. Additionally, if you have wooden floors, simply putting down a thick rug can cut down on this as well.
  • Install double-glazed windows with thermal backed curtains. This will help you keep the cold air out in the winter while trapping in the heat. (Conversely, during the summer, it traps the air-conditioned cold air inside while keeping out the heat.)

Use Less Water

Another big area of waste in our homes is water consumption. There are little things you can do around the house to cut down on this, such as:

  • Install low-flow showerheads and low-flush toilets. The showerheads will not only cut down on water usage, but energy use as well since your water heater will not have to work as hard. A typical toilet flush will use six gallons while a low-flush toilet uses less than two.
  • Fix leaky faucets and “running” toilets immediately. This can waste gallons of water each and every day just from a toilet that is not working properly.

Other Tips

There are other areas you can cut back as well. One of the biggest is your use of chemical products to clean your home. Use natural cleansers that do not use these chemicals or you can even make your own cleansers with a few things from the pantry. By doing this, you will not be supporting companies that use chemicals in their products.

Taking care of our environment is everyone’s responsibility. It may not be possible for one person to save the world, but by making some changes to your home, you can do your best to make your corner of the world a little more sustainable.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Picking the Right Rug for Your Home

It seems to be a cliché of interior design—the right area rug can actually tie a whole room together and allow you to complete the room in a way you couldn’t before.

In many ways, this is totally true. What is worse is that the wrong type of rug can have the opposite effect and totally destroy any sense of unity or flow. This is why it is so important to take your time and find the area rug that is right for you.

You need to look at four areas when you’re picking out the right rug:

  1. First, you want to find the right size for your area rug. Too many people try to buy area rugs that take up most, if not all, of the room. This isn’t the right idea. It’s not for carpeting after all; it’s an accent and cover for the carpet. Instead, measure out the seating area for the room. In a living room or den, it may not be convenient to place all of the furniture completely on the rug. But the coffee table should be able to fit squarely in the center and the surrounding couches and chairs should have their front legs resting on the rug.

 

  1. Next, think about the shape that will best compliment your environment. If your room or the sitting area is square, then you can choose a square rug. But also consider a round one that can offset the room perfectly. If the sitting area is more rectangular, then choose a rectangular rug. (A square or circular one here will look off-kilter.) If you get a rectangular rug, make sure that you place it in the same direction as the flow of the room.

 

  1. Once you have the right size and shape, you will want to look at the texture of your rug. If you have a consistent texture style for all of your furniture, you may wish to pick something complimentary as your rug texture. If you have leather furniture, for example, it will look great with a fluffy area rug that it can kind of sink into. However, keep in mind that such a rug might be a tripping hazard for the elderly and little kids. Pick the texture that is right for you and don’t feel like you have to go with the basic wool that you see with most rugs.

 

  1. Finally, let’s talk color. If your furniture and décor are neutral or earth tones, you may want a rug that provides a pop of color. By contrast, bright furniture works well with neutral colored rugs. You don’t want a rug that just blends in with the carpeting and furniture. Instead, you want something that stands out distinctly.

Today, area rugs can actually be a big investment of money. They may not cost as much as full carpeting, but they aren’t cheap. Because of this, you should look to buy a rug that truly fits your room and your style so that you can create the area that you love.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Household Projects Perfect for January

As a homeowner, each season brings its own list of home maintenance tasks that need to be completed, and January is no exception. Even though it’s dark and cold (and often snowy) outside, that doesn’t mean you are off the hook when it comes to keeping up with your home.

Here are some suggestions for tasks you could complete this month to keep your home in top shape:

Check Your Batteries

Go through your home and check the batteries and test all the smoke and carbon monoxide detectors to make sure they are in optimal condition and that you can depend on them in an emergency.

Clean the Coat Closet

Whether you have a mudroom or a simple closet, take some time to organize the space. Get rid of anything that no longer fits, doesn’t have a match, or is in poor condition. Make sure your weather gear is easily accessible and you have what you need to brave the winter weather.

Tackle that Junk Drawer

We all have one. The drawer where all the miscellaneous knick knacks and gadgets go can easily get out of hand if it’s not organized regularly.

Make Things Cozy

Pull out those fuzzy blankets, candles, and teapots! Go around your home and figure out how to make each room cozy and comfortable since you’ll be spending more time indoors this time of year.

Protection from Water

If you want to protect your home from potential water damage, make sure you know where your water shut off valve is (just in case). Are those gutters clean? They are designed to send any possible water or snow runoff into an appropriate spot which could be problematic if they overflow into other areas.

This should give you plenty of projects to tackle this month to stay on top of the place you call home.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Showing Gratitude for Your Living Space

Thanksgiving is right around the corner and that means millions of people will be sitting around dinner tables to share what they are thankful for this past year. Many will speak of friends, family, and co-workers who have positively impacted their lives in 2019.

But one area you should also be grateful for is your living space—be it a home, apartment, or wherever you hang your metaphorical hat. This Thanksgiving, take the time to show your gratitude for your home by treating it a little nicer. This will not only improve the feelings in your home but also help you feel more at rest and peaceful when you walk into it.

  1. Choose one big project to complete — “Big” project in this case can be a relative term. Just choose one thing that you can do a deep cleaning of to help make your home feel like a better place. This can be something small like cleaning out the refrigerator and freezer or even just a shelf or two in the pantry. Or it can be a complete deep clean of the entire kitchen or bathroom. You can go out and do something that feels truly massive—like cleaning out the garage or attic storage or finally finishing that deck you’ve been wanting for years. Or it can be something as small as sweeping out the entryway, clearing away the cobwebs, and adding a new welcome mat.

 

  1. Liven up the house — Another thing that you can do is appeal to two huge senses—that of sight and smell. Bring fresh flowers into your home to not only beautify the house visually, but also add some wonderful aromas to your living space. You can also add new air fresheners in each of your main rooms to help give the air a cleaner, fresher smell.

 

  1. Add an accessory — Another way to liven up your house and show your gratitude towards it is to add one new accessory to your home. This can be a small piece of furniture like an end table—antique stores would be a great place to look for these. Or it can also be as simple as a new throw rug or runner in your entryway, a new lamp for the den, or even just a new tablecloth for the dining room table.

 

  1. Rearrange and redecorate — Liven things up in your home by choosing one room to rearrange. This could be a small thing, like rearranging the layout of your den or bedroom by moving a few pieces of furniture. Or it can be a total redecoration with new paint and pictures to grace your walls. Whichever you choose, you will see an improvement in your home and your feelings toward it.

This Thanksgiving you should really take just a little bit of time to show your love and gratitude for your living space. By doing so, you can improve your feelings of happiness and joy each and every day.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Prepping Your Household for the Holidays

Just like the certainty of death and taxes, the impending arrival of the holiday season is upon us. While many people dread this time of year because of the stress associated with it, it should be a time of celebration and communing with friends and family.

In order to truly enjoy this season without being stressed out, it’s important to get your household in check before the holiday gatherings begin.

Here’s how you can do everything for the holidays while still maintaining your sanity:

  1. Make a list…check it twice — The first thing you need to do is take an inventory of your home and look for the areas that need to be worked on. You don’t need to clean and overhaul every single aspect of your house. Just focus on those areas that need the work and organization before your guests arrive. This would include high-traffic areas that your guests will be visiting, such as the living room, den, dining room, kitchen, and guest bathrooms (and bedrooms if you plan on having overnight guests). Areas like the garage and master suite can probably be put on the back burner until spring cleaning comes around.

 

  1. Go room by room — Once you have an idea of what needs to be tackled, then you should go room by room and take care of cutting out the clutter before you move on to the next room. If you have kids, this is the perfect time to clean out all those unused and/or broken toys before Santa brings a fresh load of stuff. An important thing to teach your child is the importance of generosity during this time of year, so be sure to get them to donate their old toys and clothes to those less fortunate.

 

  1. Clean before you decorate — It doesn’t make sense to put up your giant tree and decorations and then try to clean around it. Instead, get everything cleaned thoroughly before you decorate. This includes getting rid of all the dust, vacuuming, and wiping down walls and baseboards. Sure, these items may not be visible when the decorations are up, but you will have peace of mind knowing that it has been taken care of.

 

  1. Delegate — The holidays come with a whole extra level of cleaning and daily pickup to keep your house looking great for your guests. Don’t try to do all of this alone. Instead, delegate the jobs to all of the members of your household so that you don’t get burned out doing it all. A chore list just for the holiday season is a great idea for staying organized.

One of the biggest things to remember is that a clean home may be important during your holiday season, but it is not the most important part of the holiday. If you spend so much time stressing about cleaning up, then you won’t be able to actually sit back and enjoy time with your friends and family. That is the truly best part of the holidays and one that you don’t want to skimp on just to keep your house clean.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

The Power of a Good Decluttering Session

We’re all enjoying Fall but that doesn’t mean you can’t do a little spring cleaning right now. In fact, we encourage people to do this as the holiday season approaches.

Whether you need the room for new toys for the little ones or are feeling cramped just ahead of visiting relatives for the holidays, it’s always a good idea to run a decluttering session in your home. And the benefits go beyond just feeling less packed in. There are actual health benefits to decluttering your home.

The Benefits – We already know the obvious one here: less clutter means less stuff to have to clean and dust plus less stuff to trip over and step around.

But did you ever consider the psychological benefits of a decluttered home? Mentally, having less clutter keeps you less anxious. By looking all the time at the stuff in your home, you may be thinking that you have to clean it or move it or pick it up. With less things to clutter the home, you have less worries.

Also, when you are decluttering your house, we encourage you to donate all the unneeded items. The act of donation shows gratitude and a sense of wanting to help others, not trying to foist your unwanted junk on someone else. So, donating these items can help you with your overall personal outlook on life.

How to Declutter — The best way to do this is on a room-by-room approach. Go into each room with the mindset of getting rid of things you no longer need or want, are broken, or not being used.

The best way to do this is to set up three different piles for your “stuff.” The first pile will be things that you plan to keep. These should be your essentials as well as those personal items that you could never bring yourself to part with. The second pile should be for things that you wish to donate. If you haven’t used it or looked at something in over a year, chances are you don’t need it. Unless it has serious sentimental value (like a family heirloom), then put it in the donation bin.

Reserve the third pile for trash and make sure that this one is your smallest pile. Even if you think it is trash, someone might be able to find use or value in it with a donation. Only toss things in here if they are broken beyond repair or something that no one could possibly want.

Maintaining a Clutter-Free Zone — Once you have your house de-cluttered, try to maintain it as best as possible. A good rule of thumb (especially for kids and toys) is that for every new item you purchase, one old item needs to be donated. This will keep the clutter down to a minimum and help keep your peace of mind.

An uncluttered home is often the sign of a happy soul as it means that you are not letting your personal possessions take over and rule your life and home. By spending some time decluttering your house, you can ensure some peace and calm in your own life.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Impress Your House Guests on a Budget

Benjamin Franklin famously said that “fish and visitors smell after three days.” While Mr. Franklin may have been alluding to the idea of guests overstaying their welcome, many of us love the idea of playing host and welcoming in houseguests for either dinner parties or overnight visits.

But one of the problems with these types of visits is the need to overdo things and try to do “too much” to impress our guests. Here are some tips you can use to impress your guests if you are working on a budget:

 

  1. Keep everyone entertained — It’s great to think that all your guests will be able to sit around and mingle with lively conversation. But as a host of a gathering, you still need to provide some entertainment for your guests. This doesn’t have to be really expensive. In fact, one entertainment item is making a huge comeback—board games. Whether it’s old favorites like Monopoly or Trivial Pursuit or newer adult-oriented games like Cards Against Humanity, these activities can get people mingling, talking, and laughing in no time with a very small investment on your part.

 

  1. Spruce up the bathroom — This is where you can really shine with your guests. Add nice fluffy hand towels in the guest bathroom and throw in a scented candle for ambiance and decoration. Hand soaps and lotions are another good choice, just be sure to include a scented and non-scented option for those with allergies.

 

  1. Keep them eating — The key to a person’s heart is through the stomach and you want to make sure your guests have plenty to munch on. Ask them ahead of time if they have any allergies so you can avoid these foods. Then set out food spots around the house. If you have guests for overnight, be sure to keep plenty of fresh water, juice, and soda on hand as well as snack items in the pantry and fridge. Good options here would be granola bars and cheese sticks. If you are working on a budget, stock up at your local warehouse store and buy in bulk. You can always chow down on the leftovers after your guests leave.

 

  1. Get personal — If you’re having overnight house guests, a simple and inexpensive thing to impress them is with a personalized note. Simply get a small card or piece of stationery and write a personal note welcoming them to your home. If you really want to make it feel like an upscale hotel, have this on the guest bed which has been turned down with a piece of chocolate on the pillows.

Entertaining house guests doesn’t mean that you have to break your bank. Whether they are coming over for dinner or staying for a weekend, there are plenty of ways that you can welcome them to your home and impress them while still staying firmly on a budget.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.