Author: Marybeth Heckler

How to Build a Community in Your Neighborhood

For many of us, the idea of a neighborhood means a group of people who are all nice to each other, socializing and looking out for others when they need help. Unfortunately, too many of us have gotten so cut off from the outside world that we barely even know or acknowledge our neighbors.

Too often, we refer to them by descriptors because we haven’t learned their names—phrases like “the young couple down the street with two kids” or “the retired man with the dog that barks all night.” Many of us want that sense of community that comes with being in a close-knit neighborhood, but we don’t know how to do this.

Well, here’s how you can build a community in your neighborhood:

  1. Sit in your front yard — We often try to seclude ourselves by either staying inside or sitting in our fenced-in backyards. This doesn’t allow us to meet our neighbors naturally. One way to fix this is to simply move the chairs around front. When your kids are playing, take a relaxing chair out to the front yard and watch them. Or, when the sun is about to set, grab a chair and a cold beverage and enjoy the twilight. If you do this, others will start to join in and you can begin to communicate more openly with them.

 

  1. Organize a block party — If you plan a block party or cookout, you can get everyone together and socializing so that you can meet all of your neighbors. When you invite them, be sure to go up to each one personally instead of just posting fliers or mailers. This shows you legitimately want to get to know them. But it also allows you a chance to learn their names and talk to them even if they can’t make the party.

 

  1. Create a community library or garden — Activities such as reading and gardening are great ways to bond with others. Put a wooden lending library box in your yard by the curb along with a sign encouraging others to take one and return it when finished. You can also encourage others to add their own books to the bin. Also, talk with your neighbors to see if they would like to help put together a community garden of flowers or vegetables to liven up the area.

 

  1. Create a social media group — Even if you can’t all meet after work or on the weekends, you can still create a sense of community with social media. Start a Facebook group for your neighborhood that can share announcements and neighborhood news. Encourage people with concerns to express these through private messages instead of blasting the entire board. But keep the avenues of communication as open as possible.

There is a big difference between being part of a neighborhood and part of a community. If you hearken back to the days when people were nice to their neighbors and took pride in their community, then these are some ways you can foster these feelings on your block.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

A Spring Cleaning Checklist that Doesn’t Overwhelm

It’s confession time: Every year when it comes to spring cleaning, I go into a bit of brain lock. I see all the items that are stretched out in front of me that need to be done, and I just want to curl up inside the house with a cup of coffee and a Netflix marathon.

Sometimes, that cleaning checklist is just too overwhelming, and I don’t even know where to start. Here’s a solution to that.

This spring cleaning checklist breaks down the essentials so that you don’t run cowering into your house from fear of having too much to do:

  1. Organize Your Supplies — Each room has a different set of supplies based on your needs. (For instance, the bathroom has different needs than your bedroom.) I suggest creating a cleaning tote for each room. Keep all your tub and toilet cleaners in a small box for use in the bathroom and carpet freshener and a duster for the den and bedroom. By getting your supplies organized upfront, you will know what you need to buy before you start. (And trust me, there’s nothing worse than getting into a cleaning groove and finding out you are missing something essential.)

 

  1. Go Room by Room — Too often, we try to do everything all at once. The reality, then, is that we spread ourselves too thin and don’t get most of what we want completed. Instead of doing this, create a separate checklist of things to do for each room. Start with just one room and do everything on the checklist. Don’t move on until it’s all done, even if this takes more than one day. It took you all year to get the house where it is since the last spring cleaning. Don’t try to fix it all in one day.

 

  1. Create Piles — As you are going through your rooms, take everything out of drawers, off shelves, etc. and use this opportunity to clean and dust these areas. As you empty things out, move them into three separate piles. The first will be your “keep” pile. As soon as you are finished sorting and dusting, put these back where you got them—they are the clothes and other items you are keeping. The next pile should be for donations. These are the products in a good state of repair that you can donate to charity (or possibly sell at a yard sale). The last will be your trash pile for anything broken, chipped, torn, or just so outdated or worn that no one would want it. Throw these out immediately. Now is the time to be ruthless. If you haven’t used it in a year, then chances are you don’t need to keep it.

 

  1. Set Up Regular Checklists — Don’t wait until spring rolls around to get your big cleaning done. If you create checklists for each month (or at least each quarter), then you can spread out the work over all twelve months and not just a couple of weekends when you don’t feel like cleaning.

 

By following these easy steps, you can break down your big cleaning jobs into smaller chunks which are always helpful. So, pop in your earbuds, fire up some music or a good audiobook, and get to cleaning.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

How to Find the Best New Restaurants in Denver

Denver has long been known for its great food and eclectic restaurants that serve a lot more than just your standard Denver Omelet. But sometimes, it may feel like there are too many restaurants so that you don’t know which ones you should actually check out. (We hear you now—there can never be TOO many restaurants.)

In the past, you may have relied on Yelp or Google reviews as your sole means of finding a good restaurant. But here are five publications that you can check out which also feature great food spots in Denver.

  1. 303 Magazine

This great online publication has sections for restaurants and bars as well as other fun things to do in the Denver area like concerts and art exhibits. The magazine includes reviews of local restaurants, announcements of new restaurant openings (or closings), and special interest pieces about local spots. Currently, there’s a piece on the much-loved Welton Street Café which is being featured on Guy Fieri’s Diners, Drive-Ins, and Dives on the Food Network.

  1. Thrillist

Another great lifestyle publication that covers multiple cities is Thrillist. This one has interesting reviews of restaurants as well as suggestions for where to eat such as “The Best Places to Eat in the Denver Airport,” “The Most Fun Sports Bars In (and Around) Denver,” and “Everything You Have to Do in Denver This Weekend.” This is a great way for both the locals or the visitors to plan out their weekend (or vacations) including food and activities.

  1. 5280

This publication has some awesome articles highlighting specific cuisines of the region. In the current listing, you can find articles on “A Taste of Colorado-Mex” which highlights the hybrid of Mexican and Colorado cooking and “How Chef Charles Mani is Heightening the Denver Area’s Indian Food Scene.” The site also has recommendations for high end restaurants if you are looking to check out celebrities such as Oprah Winfrey when they visit the area.

  1. Denver.org

This website is a great resource for those who are planning meetings, conventions, or destination weddings in the Denver area. If you need to recommend restaurants to your guests, then this site has a great rundown including favorites such as Jovanina’s Broken Italian and Woodie Fisher’s Kitchen and Bar.

  1. Eater

Then we have Eater, another lifestyle publication that features the best of a variety of cities. Currently the site is featuring articles such as “The 38 Essential Restaurants in Denver.” But it also contains a “Heatmap” that shows the most popular dining spots in the area.

With so many options to choose from, it may be hard to find the absolute best restaurant for your tastes on any given night. But with these five publications, you can be assured to have plenty of help narrowing down the field.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Spring Cleaning: Best Tricks for Deep Cleaning Your Home

Spring is in the air and, even though many of us are ready to dig out of the snows of this winter, that still leaves one dreaded task looming on the horizon—Spring Cleaning!

This is the time when you go beyond that little cursory cleaning you do each week and really get down into the nooks and crannies of your home. But it doesn’t have to be that scary.

Here are handy tips and tricks we’ve compiled that can help you do a really deep cleaning on your home this spring:

  1. Be Meticulous and Merciless — The first thing we suggest is that you be very meticulous and go room-by-room through the house. In each room, create three separate stacks—one to keep, one to donate or sell at a yard sale, and one to toss. Be merciless. If you haven’t seen an item or used it in a year, do you really need to keep it? Toss whatever you don’t need. A decluttered house is much easier to clean.

 

  1. Bathrooms — This is a good place to start with the actual deep cleaning. Spray the surfaces of your tub, toilet, shower, and sink with multi-purpose cleaners that may need to sit awhile to break up the accumulated soap scum. (You can also use diluted white vinegar for an all-natural clean.) Make sure that you scrub these surfaces thoroughly. If you have a glass shower door, you can use a damp dryer sheet to clean it off. If you have a shower curtain, toss it and start fresh with a new curtain and a new look for your room.

 

  1. Kitchen — Now let’s get this one under control. With a spring cleaning, you want to get all of the yearly things taken care of. One of these is cleaning the oven. If you don’t have a self-cleaning oven, put together a mixture of baking soda and vinegar with a couple of drops of dish soap. Let this sit on the tough spots and then scrub it clean. If you have a gas stovetop, you can also coat the stovetop itself with car wax. This way, your regular clean-ups of spills will be much easier. The microwave should also be cleaned, but this one is really easy. Get a cup of water and add a tablespoon of white vinegar. Place this in the microwave and turn it on for five minutes. The steam from this will clean out your microwave so you can just wipe it out.

 

  1. Dusting — Dusting may not be a room unto itself, but it is certainly one of the chores that feels like it. It usually winds up on the top three list of most hated household chores. To help this spring, use these ideas. First, on surfaces that aren’t easily seen, such as the tops of cabinets or tall bookshelves, place a square piece of newspaper down after you dust. This will cover the surface and catch any other accumulations so you just have to change out the sheet of paper every few months and save yourself the dusting for those spots. We also recommend investing in a telescoping arm duster so you don’t have to strain your back.

Finally, when it comes to dusting the ceiling fans, we suggest using a pillowcase. Take the case and put it around the blades of the fan and then simply wipe across. The dust will be trapped inside of the case and you don’t have to worry about raining dust down on your room. And, you can just toss the pillowcase in the washer to clean it off.

Spring cleaning doesn’t have to be the pain that everyone thinks it is. If you follow a few basic tips, you can save yourself some sweat and tears and make this year’s cleaning go smoother.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Stress Relief Techniques for Moms

Anybody who says that being a full-time mom isn’t stressful is just kidding themselves. Motherhood, be it the stay-at-home or working variety, is one of the roughest and toughest occupations out there.

The demands of being a mom are also aggravated by the unbelievable stress and anxiety that comes with the responsibility. After all, no one wants to be a bad mom and you want to make sure that everything you do is helping to make your child a better person.

But just when you think you want to snap if you have to listen to “Baby Shark” one more time, take a deep breath and realize there are a few ways to relieve the stress and anxiety:

  1. Stay Organized — This stress relief technique is pro-active. You’re less likely to get stressed out if you stay organized and on top of things. By keeping a schedule, you don’t have to worry about rushing from one location to another. You know exactly what is expected of you and you can plan accordingly. This also means that you need to set limits on yourself and your children. You know there are only 24 hours in a day so you shouldn’t try to over-schedule your time.
  2. Meditate — This is a tried and true technique, and it really works. Spend about 10 to 15 minutes each day in quiet meditation. Just let yourself sit in a comfortable position and relax. This can be when you put the baby down for a nap or when the kids are already in bed and you have a few moments before you pass out for the night in exhaustion. Just let the problems of the world flow out of you and relax.
  3. Exercise — No, we aren’t crazy when we say this. Exercise releases endorphins in your body that can help you maintain a relaxed and happy demeanor. We aren’t saying you need to do a full cardio workout for an hour every single day. (Although there’s nothing wrong with that if you can work it in.) Just take 15 minutes during a lunch break at work to walk around the block. This will be hard at first, but with time it will help you feel better and more relaxed.
  4. Bubble Bath — Sometimes the old favorites are there for a reason. Once a week or so, take a half-hour and set it aside for yourself. Turn on some soft music, light a few aromatherapy candles, and relax in a warm bath. Throw in some bubbles or bath salts to help you relax even more. If it helps, throw in a rubber duck. Just spend that time with the door shut and locked and be at peace.

It’s hard for moms to set aside time for themselves in their busy schedule. But if you plan and organize your schedule and learn how to set limits then you will find that you can build more time into your daily life to relax and not feel overwhelmed.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

The Most Effective Way to Relocate

Relocating to a new city or even a new state or country can be an exciting prospect as it has the hopes and promises of a fresh beginning. However, it can also be terrifying to many people who have to pick up everything and start over somewhere else.

What makes this transition even more daunting is the move itself—the organizing, the planning, and the packing!

Let’s take a look at ways to make this type of transition a bit smoother with packing and organizational tips that can really help you keep your sanity during this major move.

  1. Get organized — You will just drive yourself crazy with a move if you are doing everything in a haphazard fashion. The good news is that there are a lot of apps and other resources that can help you get organized. You will need to create a timeline or calendar of all of the things that you need to get ready before you start loading a single box into a moving truck. You should also use this time to plan your budget for the move and decide if that budget allows for the hiring of professional movers.
  2. Get rid of “junk” — The next big step in this process is to declutter your house as much as possible. I suggest doing this room-by-room. Go into your bedroom closet, for instance, and start three separate piles. The first will be the stuff you want to keep and take with you. The next would be items like clothes and other things that are in good condition that you don’t want or need anymore. These will be your “donate” pile.

The last pile will be for stuff that you don’t want or need that isn’t in good condition. Just toss this pile straight into the trash. The more stuff you can get rid of, the better because it’s less hassle for you. (You can also toss the donate pile into a yard sale and try to make a few extra bucks before donating them. This money can help buy pizza for your friends as you entice them to help you move.) Once you’ve done the first room or area, move on to the next in a systematic fashion.

  1. Create an essentials bag — When you get to your new location, you will need a few days to unpack your stuff. Pack a bag of the essentials that you will need immediately. This will include 2 to 3 days of clothes, toiletries, your electronic devices and chargers, and other essentials such as medication. If you have children, make sure that you pack one for them as well and include a couple of cherished toys or a book to help keep them occupied.
  2. Stay organized — Once you start boxing things up, be sure to stay organized. Keep a running list of how many boxes you have for each room and put this information on the outside of the box. (For instance, a label might say “Kitchen 5 of 16” meaning that is the fifth box out of a total of 16 that are headed for the kitchen.) This way, you can keep up with everything and know if you are missing any boxes quickly and easily.

One of the most important things that can help make any relocation easier is advanced planning. Trying to throw everything together the night before a move isn’t going to be successful. By staying ahead of the game, you will not feel rushed and frustrated and your move will be a smooth one.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Making Your Home More Sustainable

One of the goals of just about any parent is to help make the world a better place for our children. This can be done in a variety of ways. Now, I’m not saying that you can change the world just for your family. But you can make your own corner of that world a bit better than you found it. Part of this is by helping to make your home more sustainable and environmentally conscious.

Here are easy ways you can reduce your carbon footprint by “going green” and making your home more sustainable:

Use Less Energy

One of the first things you can do to be more sustainable will also save you money in the long run. (So, count that as a win-win!) Let’s talk about ways to cut your energy consumption (which in turn will reduce your monthly power bill).

  • Change your regular light bulbs with Compact Fluorescent bulbs. These use less energy and actually last longer, meaning you won’t be adding lots of dead bulbs to the trash heap.
  • When you buy a new appliance, such as a washer or dryer, look for those that are Energy Star Qualified. These can cut energy use between 10 and 50% off a regular appliance. And, in some cases, your purchase may qualify you for a tax credit.
  • Insulate your home to cut down on heating costs and power. This means insulating your attic/basement as well as the walls. Additionally, if you have wooden floors, simply putting down a thick rug can cut down on this as well.
  • Install double-glazed windows with thermal backed curtains. This will help you keep the cold air out in the winter while trapping in the heat. (Conversely, during the summer, it traps the air-conditioned cold air inside while keeping out the heat.)

Use Less Water

Another big area of waste in our homes is water consumption. There are little things you can do around the house to cut down on this, such as:

  • Install low-flow showerheads and low-flush toilets. The showerheads will not only cut down on water usage, but energy use as well since your water heater will not have to work as hard. A typical toilet flush will use six gallons while a low-flush toilet uses less than two.
  • Fix leaky faucets and “running” toilets immediately. This can waste gallons of water each and every day just from a toilet that is not working properly.

Other Tips

There are other areas you can cut back as well. One of the biggest is your use of chemical products to clean your home. Use natural cleansers that do not use these chemicals or you can even make your own cleansers with a few things from the pantry. By doing this, you will not be supporting companies that use chemicals in their products.

Taking care of our environment is everyone’s responsibility. It may not be possible for one person to save the world, but by making some changes to your home, you can do your best to make your corner of the world a little more sustainable.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Creating the Perfect Master Bedroom Closet

If you are like me, you probably remember having a master bedroom closet that barely contained anything. It was one small area, maybe 3 feet wide and two feet deep, that had room for a rack of clothes and maybe a hamper or a suitcase on the bottom and a small shelf on the top.

Today, master bedroom closets have become works of art and rooms unto themselves. If you are looking to do some design work and spruce up your master bedroom closet, then here are some ideas that can get you started and thinking about what will work for you.

Planning

Before you do anything else, think about what you want in a closet—literally. What do you need to store in that closet and how do you want to display it? Space is a huge issue in homes and your closet is defined by just what you need it for. If all you want is a place to hang up your clothes, then a simple closet like I previously mentioned might actually be fine. But, if you are more interested in how you display your apparel, then a larger space is needed. This may be because you have more clothes to store, or more types of clothes that you want to organize. It may also mean that you like to display your clothes so that you can choose your clothes for the next day. The closet might also need to store items like your vacuum or personal items like private documents. This type of storage is important for some, but others may not need it. So decide what it is that you want most.

Organization

Something else that you should consider is that size isn’t always necessary for a functional master suite closet. Many home good stores sell organizing shelving and other utilities for displaying clothes in cramped spaces. Additionally, you can add something like an ottoman or a small chest at the bottom of the closet to give you more storage in that area. Finally, if you like taking your time and trying on outfits before settling on one, you can add a dressing area simply by putting a long mirror on the back of the door. Simple fixes like this are cheaper than spending thousands on a home refurbishment.

Decorating Your Closet

If you really want to spruce up your closet, consider doing a little decorating. Choose a light, airy color that will contrast nicely with the paint in your master bedroom. You can also hang some pictures on the wall just to provide a more personal touch. Another great idea would be to use wall quotes to give you inspiration as you get ready for work in the morning.

Your closet does not have to be that forgotten hole in your bedroom where you dump your clothes. It can be a functional and integral part of your living space with just a little work and creativity.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Easy Self-Care Routines for Busy Moms

If you’re a mom, then you know just how selfless the job can be. Time can seem like a commodity just as important as money or credit.

But most moms also know that they have a tendency to spend their time on others—balancing family, career, volunteering, and the dozen other myriad activities that make up our day.

What usually gets lost by the wayside is time for yourself. And this can be very dangerous. If you don’t take time to care for yourself, then you’re at risk of running yourself so ragged you can’t take part in the activities you are needed for.

That’s why you need to implement these self-care routines to improve your overall health and well-being:

  • First, let’s talk about self-care for the body. You must stay active if you are going to keep yourself going. Unfortunately, active doesn’t mean bouncing out of the minivan to pick up a Starbucks coffee in between work and dropping off the kids at sports practice. Spend some time each week to just do some kind of physical activity. After you drop off the kids at practice, take a walk around the field or the block. Spend an hour each week practicing yoga. Or you can just spend time at home, outside, doing something physical and a little Zen like working in the yard or tending to a garden.
  • Next, you also need to keep your mind engaged. Studies have shown that incorporating good habits to keep yourself mentally aware can stave off diseases later in life like dementia. So for now, spend a few minutes each night before bed reading something for yourself or quietly meditating. You can also start keeping a journal to document your ideas and feelings. If you are artistic, drawing or painting classes might help out. (If you aren’t artistic, but wish you were, pick up an adult coloring book that are at every bookstore.) Take some time to work on a jigsaw puzzle or play a board game. (This one’s easy to do because you can get the kids involved.)
  • Finally, do something nice for yourself regularly that can help you on a personal or spiritual level. Take a class where you can meet new people and experience new things. Have a girl’s night out once a month to just unwind and relax and socialize. Or you can even just set aside an hour each week for a nice long relaxing bubble bath. All of these can help you cleanse the spirit and rejuvenate you for the rest of the week.

Moms have a rough job, but a rewarding one. But you aren’t good to anyone if you let yourself get worn down by doing too much. Take care of yourself as well as your family and you will be better as a mom in the long run.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Honoring Valentine’s Day With or Without a Partner

Outside of Christmas, Valentine’s Day may be the most stress-inducing holiday of the year. For those who are in a relationship, the pressure to be “super romantic” and to hit all the right notes on that day is almost like it will be a test of your love.

For those who don’t have a partner, Valentine’s Day can be a painful reminder of that loneliness and isolation. With that in mind, here are some ways that you can honor the holiday with love and kindness without the stress or sadness that may sometimes be associated with it.

  • Before we even begin, let’s dispel one huge myth about Valentine’s Day. This day is not meant to be a test of whether or not you love your partner. If your partner truly tries to place a value on your love based on what you get them for Valentine’s Day, or whether you are romantic, or where you take them for dinner, then maybe you are not in a healthy relationship to begin with. It is also not a test of whether you are desirable as a person if you do not have a partner on Valentine’s Day. Try to take the stress out of this, which you can do with our next step.
  • The next thing you need to do is gain some perspective on what the day means. Just like with Christmas, marketers have latched onto this holiday as a means of commercializing it for more money. (Don’t believe me? Two days before Christmas, our local “big box superstore” moved all of the Christmas candy and merchandise to the clearance aisles and began stocking Valentine’s cards and candy.) So use this time to talk with your partner about what the day truly means to you. Communicate with him or her about how you would like to celebrate this holiday together and what would be the best reflection of your love.
  • If you are not in a relationship, it may seem like you have no one to love. But that is never true. On Valentine’s Day, organize a counter-Valentine’s dinner with your single friends where you can share in the love of your friendship. If you are divorced or widowed, then you can still connect with your children or family members. Make this day a celebration of LOVE in all of its aspects, not just romantic love.

This Valentine’s Day, remember that love is what the holiday is all about. But love is not reflected in commercial goods or dinners. Love is not just about romance and desire. Love should be enjoyed and appreciated in all of its forms for a healthier holiday.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.