Tag: homeowner

Dressing Up the Guest Room

There’s a great scene in a classic episode of Friends where Phoebe has to stay with Chandler and Monica in their guest room. Monica, always the over-the-top personality, greets her with warm cookies and a “Welcome to Hotel Monica.”

Now, most of us aren’t going to go quite that far with our guest rooms and accommodations. But when you have family and friends staying with you, especially for an extended period of time, it’s important to spruce up the guest room to make it look, and feel, comfy.

Here are four ideas on how to create a cozy nest for your guests:

  • Make it warm and inviting — First and foremost, your guest room should look warm and inviting and not just like a storage room that you clear out when guests show up. Make sure that you have nice cushiony comforters and fresh sheets on the bed. But also, get sheet sets and linens that work nicely with the color scheme of the room. Speaking of color schemes, one area that can add an extra layer of comfort is by painting the ceiling, especially if you choose a warm color to accent that of the walls.
  • It’s not just a bedroom — Remember that your guest may not want to spend every waking moment in the main living area of the house with you. At some point, they are going to want to retire to the guest room to unwind. Besides the obvious choice of a bed, your guest room should also feature a chair that they can sit in to relax. If possible, create a little reading nook with a comfy chair and a reading light so they can just sit and read or reflect quietly.
  • Share your space — Let’s face it: a lot of us use our guest rooms as storage space. If you have a dresser in the room that you use to store your off-season clothes, clean a section out of it for your guest. No one likes to live out of a suitcase, and they can unpack and feel a little more at home. And speaking of sharing, make sure that you give your guest your wi-fi password on a note in the guest room so they don’t have to ask for it.
  • Hotel touches — Lastly, you can make your guest room feel a bit like a five-star hotel with a few little touches. From mints on the pillow to warm cookies and coffee or tea on the table, these are all ways to make your guest feel at home. And if you can pull off towel sculptures of animals then go for it!

Your guest room doesn’t have to be a bland setting with only a simple bed. If you dress it up a little bit and give it a little flair, then you can make a home away from home that your guests will want to visit again.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

How to Organize a Playroom

All of the time that kids have spent at home lately, thanks to the COVID-19 outbreak, has probably left you with a disorganized and chaotic house.

This is especially true of your child’s playroom. With the holidays coming up, you might want to get this area under control before you add even more items to their play area.

Here are tips to get the chaos of your child’s room under control and organize their playroom:

  • Sweep through the room for trash — Before you try to do any organizing, you need to get rid of some of the items your child doesn’t need anymore. First, throw out any items that are broken. This includes toys that are falling apart, puzzles or games that are missing pieces, and anything else that is trash. Make sure you do this alone. Your kids may get a little sentimental and want to hold on to broken items and you don’t need that. Now is the time to absolutely get rid of whatever is broken.
  • Clear out items to donate — Now that you’ve gotten rid of the broken toys, go through with your child and help them pick out toys that they don’t play with anymore. Point out to them that it is especially nice to help those who are less fortunate by donating toys, games, and puzzles. Encourage them to practice charity and, at the same time, clean out the room as much as possible.
  • Get a system of bins — Playrooms don’t tend to be very big and you want to maximize as much floor space as possible so your child can actually play. To do this, get a bin system that is vertical and goes higher rather than taking up a lot of horizontal space in the room. Get multiple smaller bins instead of one large “toy box.” With the toy box, your child will throw everything out as he or she looks for that one toy they want to play with. With smaller bins, they have less things to go through to find what they want. Also, use clear plastic bins so you can see inside easily.
  • Sort by type — After you set up the bins, organize and label them by categories. If your child loves race cars, then you might want to create a bin to just hold these. If they are into board games, then separate those into an individual bin. Whatever system works best for you is ok, but it is essential to have some kind of system.
  • Only get down one bin at a time — Your child might have a couple of toys that they always gravitate towards. But if you want to get them to play with a variety of toys, you might want to consider only getting out one bin a day. This way, your child has fewer options and doesn’t feel overwhelmed. And, if the bins are stacked up, they won’t be able to get into the other toys that you haven’t put out for them. Plus, cleaning up one bin is a lot easier than five or six bins.

Getting your child’s room clean and organized isn’t just an important activity for keeping your home orderly. It’s also an important practice to help teach your child so that they can learn responsibility and how to keep themselves organized as they get older.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

To Renovate or Not: Where to Get the Biggest Bang for Your Buck

When it comes to renovating a home, there are generally two mindsets at work. The first is that you want to make your house nicer and more suited to your own style or preferences. But the other one is that you want to make an improvement to your home so that you can recoup your money when you go to resell the house.

Let’s look at the best options you have for improving your property value with renovation projects:

  1. Garage Door — If you’ve never replaced your garage door, then it’s an option you should really consider. Most home builders choose a very basic model that has no personality or style to it. It’s just a generic white or off-white door. Instead, consider replacing this with something more sophisticated like a rustic wood garage door or one with window panels to let natural light in.

 

  1. Kitchen Cabinets — Many people want to do a full kitchen remodel with all new cabinetry, custom backsplashes, and top-of-the-line appliances. This is great if you’ve got the money, but it’s not going to give you a lot of return on investment. Instead, leave your cabinets as they are, but replace the cabinet doors. This simple upgrade will give you a chance to do a lot of cosmetic improvements without breaking your bank.

 

  1. Bathroom Upgrade — Another great remodeling option is to redo your bathroom. Overall, this has the potential to actually increase your home’s value by more than you put into it. Replace your current toilet with a low-flow option that will reduce your water usage. You can also enlarge your shower stall, especially if you have a separate tub that you are willing to sacrifice. An extra-large shower with multiple shower heads and a sit-down bench is a great selling point.

 

  1. Wood Deck — Many homeowners are looking for a great house and a great backyard for entertaining. You can meet the needs of this last point with a simple wood deck or patio addition to your home that will end up recouping almost your entire investment. And, as a bonus, you can get lots of use out of it yourself in the meantime before you decide to sell.

 

  1. New Vinyl Siding — One last upgrade that can really help you with the value of your home is the exterior, specifically new vinyl siding. This may not seem particularly spectacular or exciting, but a refreshed exterior with new siding will give your home more curb appeal. This refers to the positive initial impressions you get when someone first pulls up to the house. A home with good curb appeal is well on its way to getting a good asking price on the market.

These five home renovations aren’t the only improvements you can make. But they are five that have the potential to get you the most bang for your buck and will help the most when looking for resale value later on.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

The Best Way to Unpack When Moving into Your New Home

There’s only one thing worse than having to pack up your house for a move and that’s getting to your new house and being faced with stacks of unopened boxes. But don’t worry about that—there’s actually a way to get yourself organized so that the process won’t be as bad as you imagine.

Here are steps you need to take so you don’t end up finding unopened boxes months after your move:

  1. Organize Before Your Move — The first thing you need to do is get organized before you even move. When you pack up your house, be sure to label every box. It should include the room (kitchen, master bedroom, guest bathroom, etc.), the number of the box (Box 5 out of 6), and whether or not the items are essential. This last one is important. Prioritize what boxes you know need to be opened and unpacked immediately so you have a starting point when you arrive.
  2. Clean Your New House — Before you get started unpacking, clean everything in your new house. Once you unpack everything, it will be harder to get down into the nooks and crannies and get things cleaned up. Also, do anything you would like to start off with like lining your cabinets and cupboards for easier clean up later.
  3. Open the Priority Boxes — Before you tackle specific rooms, make sure that you open up those boxes you deemed as essentials. This should include anything that you know you will absolutely, positively have to have in the first day or two. Then, you can move on room-by-room.
  4. Start in the Kitchen — You’ll hear a lot of different debates about which area you need to start with. We believe the best bet is the kitchen. Let’s face it—you can live out of boxes for a day or two, even going so far as to sleep on the floor in sleeping bags if you have to. But at some point, you’ve got to eat so having that kitchen unpacked is your best bet. Chances are, this is also your biggest challenge since you will have so many boxes filled with heavy items and appliances. Get these items in place and (most importantly) get that coffee maker going so you can have the energy to conquer the rest!
  5. Move on to the Bedroom and Bathroom — Next, you need to move to your master bedroom and bathroom. Get the bed assembled and in place and then arrange your other furniture. (One big tip for getting clothes unpacked easily is to leave them in the drawers when you move. Just put plastic wrap around the drawers with the clothes inside and then you don’t have to use boxes or unpack them when you arrive.)
  6. Other General Tips — There are a few things that will help you out with this process. If you have kids that are old enough, have them unpack their own bedrooms and bathrooms. This will give them a sense of ownership of the new place. Also, save the utility rooms like laundry and the garage for last. These will be important but not right away.

Once you’ve got the essentials unpacked and set up, take a break. You don’t have to have this all done in one day (or even one weekend). No, you don’t want to leave it for months, but enjoy yourself and your new home before you tackle your other boxes.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Working Remotely? Creating Your Home Workspace

This has been the year of working from home. For some, this is a fabulous turn of events, and for others, they can’t wait to get back to the office and share gossip around the watercooler.

If you find that you aren’t loving working from home, or perhaps you feel you’re less productive, it very likely could be due to your workspace. Home, by its very definition, is not your workplace, however, it now needs to function that way in some small way.

You can create an office vibe in your home, for not much money, and organize it to increase your productivity. Here’s how:

Plan Out Your Space – There’s a LOT you can do in your home to create a very organized, efficient workspace so you need to identify what’s important for you and what you need to do. If you previously worked in an office, you can begin by listing items you had there. What did you need and what was not necessary?

Next, what would you LIKE to have in your office? You can make it very warm and intimate since it’s your house. Or, if you feel like the rest of your home functions as the warm and inviting atmosphere and you want your work area to be all about getting things done, you can try a minimalist approach. Whatever you choose, write it out ahead of time.

Look at Your Workspace from the View of Your Webcam – Most everyone who works from home needs to have video calls and conferences from time to time. As you set up your workplace, keep in mind the backdrop.

Create a Space You Love but Declutter – This is your place to work and no one can tell you exactly how to create it. You have creative license here. That said, you will want to declutter the areas around your workstation. If every time you log into your emails you look over and see piles of mail that need to be dealt with or tons of books you intend you read but don’t have a place for, you will feel as though you are behind before you even begin.

Organize and File – This will be so important. You may be tempted to just lay something aside and come back to it later, but these are the thoughts of those who end up on the show HOARDERS. I’m only slightly kidding. Seriously, if you want to be more productive and to keep your mood high during the whole workday, being able to find things right away while not staring at clutter will ensure better days and well-rested nights.

These are the big steps to take to make a workspace you’ll love in your home. In no time, you’ll be more productive and look forward to “going to work” each day!

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

The Best Backyard Renovation Tips for Summer Living

If your home is your castle, then your backyard is more like your proverbial “fortress of solitude.” This is the place you can kick back, relax with your family and friends, and escape from the stresses of the world by enjoying the sun and nature. But a great backyard requires upkeep and occasional renovations to help it stay fresh and new.

Here are a few ideas on how you can spruce up your backyard for better summer living:

  1. Porch — The centerpiece of your backyard haven should be a luxurious porch or patio. Some of the best options for this would include screening in a large porch and including ceiling fans for those hot summer days. But you can also liven up your porch with new outdoor furniture. This will help you to have a space to entertain when friends visit.

 

  1. Outdoor Kitchen (and Bar) — Part of the fun of spending time outside is grilling out with friends and family. But if you want to take your outdoor cooking game to the next level, you should seriously consider adding an outdoor kitchen. This is more than a grill—it includes a mini-fridge, sink, grill, and oven/stove. If you like your adult libations, you can also add a beer tap and a stocked bar for your partying evenings.

 

  1. Fire Feature — Even though the weather is warmer, you can still enjoy a nice outdoor fire on a summer night. Consider adding a fire feature. This fire pit can be something permanent that is actually part of the landscaping or it can be a portable fire feature that you can move around like part of the furniture. Either way, get the fire started and break out the s’mores for a cool evening with the kids (or just acting like kids).

 

  1. Arbor/Pergola — If you’ve ever seen those beautiful, vine-covered arches in formal gardens, then you know how great they can look. If you want to put one into your own back yard, then you can either buy one at a local hardware store or have it built to suit. One thing that you will want, however, is an arch with at least 8 to 8.5 feet of space underneath. This way, when the flowers and vines begin to grow in, you will still have ample space to walk underneath.

A backyard can be your own little paradise away from all of the hustle and bustle of the world. If you are looking to add some nice touches to yours, consider adding one of these four suggestions to your yard’s mix.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

When’s the Right Time to Sell Your Home?

There’s an old adage that the three most important words in real estate are “Location, location, location.” But maybe it’s time to add a fourth one to that mix—time. As in, when is the best time to try to sell your home? There are many different currents of thought that suggest the best time of year to list your house.

Here are aspects you need to consider for your specific house and market before making the decision on  when to sell your home:

Spring is Generally Best

The standard has generally been that spring is the best time to sell your home. During this time of year, people are out and more active now that the weather is getting warmer. As a result, you have more traffic going by to notice your house is for sale. Also, the weather is generally better which means it is easier to move. All of this adds up to a good combination which often leads to more sales. If you plan to put your home on the market during the spring, then it is a good idea to do repairs and touch-ups during the fall and winter to have it ready for the sales season.

Spring May Not Be Best

OK, you’re probably saying, isn’t this the exact opposite of what you just said. Yes, it is, but bear with me. Spring is usually packed with lots of people trying to sell their homes. Yes, you will get more foot traffic viewing your home, but you will also have A LOT of competition from other homeowners who are also following the old spring standard. Some studies have found that you may get more for your home if you try to sell in the winter (from November to March). This is because there are fewer homes on the market and those who are desperate to move don’t have a lot of negotiating room.

What About Summer and Fall?

Generally speaking, these have been slower times of the year for house sales. Depending on the weather in your area, summer is often too hot for people to want to get out and walk around properties. Also, people have other things going on like vacations and summer family activities. Similarly, fall is usually taken over by back-to-school activities. When you couple this with the sun going down earlier and the weather being rainy, then you can see why people don’t tend to go out to house shop during this time of year.

There are lots of different ideas as to when is the best time to sell your home. Ultimately, you need to find the date that works best with your market and your needs. Talk to your real estate agent to find the time that is perfect for you.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Summer Home Maintenance Checklist for New Homeowners

Summer is nearing and if you are a new homeowner, then you may not be used to this time of year when it becomes necessary to do a little home maintenance.

You have made an investment of hundreds of thousands of dollars for your new home and it only makes sense to take care of this investment. By doing regular maintenance each quarter, you can help to save yourself money in the long run.

Here are some of the most common areas to take care of now that the weather is getting warmer:

  1. Cooling Systems—Before the summer kicks in and you really need your air conditioning system, now is the time to get it checked out. Have your HVAC system serviced so that your unit doesn’t die on you when you need it most. This is also the best time to consider putting in new ceiling fans in rooms that don’t already have them and to clean the existing fans.

 

  1. Check Your Roof—Now that the winter and spring storms are done, it’s a good idea to check your roof to see if you have any loose or missing shingles. If you can, get up on the roof with a ladder. Or, if you prefer going high-tech, you can use a drone to fly over and take pictures so you can see if there are any problems.

 

  1. Outdoor Entertaining—If you have a pool, outdoor patio or deck, or grill, now is the time to get them ready for summer entertaining. Have your pool’s chemicals checked. Also, go through your deck and look for loose boards or any cracks that show that the boards need to be replaced. This is also a good time to pressure wash your deck and see if you need to add sealant to your deck. Finally, check the gas lines for your gas grill. If you use propane tanks, be sure to get a fresh one before you start grilling.

 

  1. Check Your Alarms—Every quarter of the year is the proper time to check your home’s alarms and detectors. Change the batteries out in the smoke detectors and carbon monoxide detectors to help keep you and your family safe.

Now that weather is getting warmer and drier, it’s time to do some maintenance checks on your home. If you do this now and keep up with it regularly, then your house will take care of you for years to come.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

How to Find the Best Walkable Neighborhood

Many of us are now realizing how sedentary our lifestyles are. Because of the problems of urban sprawl, we literally live miles away from almost everything and have to drive somewhere in order to get the things that we need on a daily basis.

But, what if you could find a neighborhood where you could park the car and forget about it for days at a time as you walk around to do your shopping and dining? That’s the mentality behind the recent move to smaller, more self-contained neighborhoods.

Here are some ways to find the best walkable neighborhoods in your area:

Main Components—First, there are a few main components that you need to look for when it comes to a walkable neighborhood. You want to find a place that has a centralized location that everything else is built around, such as a town square or a main thoroughfare or street. You should also look for a neighborhood with a relatively dense population. Businesses and restaurants will not be able to survive without a lot of traffic, so you will need people who live in the immediate area. Besides businesses, you should also look for other types of active spaces such as parks and public space which will attract people to gather.

Look at the Layout—Another thing that makes a neighborhood more walkable is going to be the geographic layout of the neighborhood. It should, first, be relatively compact. If you are talking about ten to twenty miles of walking, then this isn’t going to be practical. Also, it should be relatively flat. A few hills are fine, but if you have to climb three miles uphill both ways then it gets to be a bit much. The area should also be laid out with walking paths and sidewalks. But it should also have benches and other amenities that will help when you need to take a break from your travels. And, most importantly, these features should be well maintained.

Businesses—The third component is the idea that you can get what you need in the neighborhood. Is there, for instance, a grocery store or specialty food shops like a bakery or butcher shop? You will probably be buying groceries every couple of days instead of stocking up all at once like you are used to. Are there restaurants nearby that you want to frequent? What about other things like clothing boutiques, bookstores, and the like? All of these will help add to the walkability of your neighborhood and if it is going to be a good fit for you.

Ultimately, the best way to find a walkable neighborhood in your area is to simply get out and explore. By doing this, you can take the neighborhood for a “test walk” and see if it might be an area that you could consider relocating to.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Where to Start for New Gardeners This Spring

One of the most relaxing and fulfilling hobbies that anyone can take up is the time-honored tradition of gardening. It’s also one of the most therapeutic hobbies you can have as it helps you center yourself physically and mentally.

Every year, I hear friends and family members say that they’re interested in gardening, but they don’t know how to get started. Well, never fear.

Here are handy tips on where to begin this spring with starting your own garden:

  1. Flowers vs. Vegetables — One of the first things you want to do is figure out what type of garden you will have as this will make huge differences early on. If you are looking to create your own food that you can use to cook, then certainly go for the vegetable garden. However, if you just want a garden that is beautiful to look at as well as fragrant, then flowers are your best option.

 

  1. Map Out Your Yard — A garden will need lots of sunlight, usually at least six hours a day. So, over the course of a few days, observe how the sun falls in your yard. Are there spots that are too covered by shade from trees or other houses? If so, then these aren’t good spots for your garden. Pick something that is in direct sunlight for most of the day, if possible.

 

  1. Get the soil ready — Next, you will want to prepare the ground for gardening. The first thing to do is to dig up the sod and replace it with about 2 to 3 inches of compost (old lawn clippings, leaves, and manure). This will let the earthworms do their thing and begin moving those nutrients into the soil to make for a fertile garden. You will also need to work the soil yourself. If you are just starting out, you can do this by digging the 10 inches of dirt or so and mixing in the compost. If you can get your hands on a rototiller, then this process will go a lot quicker and easier.

 

  1. Plant your garden — Now is the time to plant your seeds or small plants. Be sure to check for things that grow well in your climate and with your amount of sunlight. Sunflowers and lettuce are two easy options.

 

  1. Keep them maintained — Now that you’ve done the hard work, it’s time to maintain the garden. Water your plants regularly so that they can thrive. Don’t water them during the hottest part of the day as the sun is liable to “burn off” the water. Early morning or right as the sun is setting is best. Also, go through your garden at regular intervals to weed it and check for insects that may be damaging your plants.

 

Starting a garden is something that is so easy that almost anyone can do it. But it can still be intimidating for first-timers. By taking these simple steps, you can make sure that your garden gets off to a good start.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.