Author: Marybeth Heckler

Hosting Your Own Outdoor Movie Night

Written by Marybeth Heckler on . Posted in Motherhood.

Summer has always been when the best blockbuster movie hits would come to a theater near you. Escape the heat and watch superheroes or villains on screen, what else could be better, right?  Especially when you’re looking for activities to do with your family.

This summer, everything is just a bit different. Seeing movies in a theater is no exception. But what’s the next best thing? Seeing a movie in your own backyard!

This is a great way to enjoy the weather and get out of the house. It’s a fun activity for the family to enjoy and if you’re careful about social distancing, you could invite a friend or two over.

So, what is needed to have a backyard movie night? Here are a few things to consider:

Equipment – You will need special equipment to accomplish a fun night out watching movies. First, you’ll want a projector. These come in a variety of quality and prices with the cheapest being around $100.

Next, you’ll need a screen to show the movie on. You can find different types just for this purpose online. Some are inflatable while others have poles to put together similar to a tent. These range in price as well with the cheapest being about $100. Depending on your backyard arrangement, you might get away with a sheet draped over a wall or the fencing or use the wall/fencing itself.

You’ll want to be able to hear the movie and that means you need speakers. You can find a variety of loud outdoor speakers online. Some are even waterproof. Prices range from over $100 to much more than that.

Comfort Items – Since this is your home and you want to enjoy it comfortably, you want to think about what you have on hand to help minimize cost. You can use towels or beach/lawn blankets for sitting on the lawn. If getting up and down from the ground is not your style, you could consider an outdoor lounger or use an existing camping chair.

It’s not the movies without popcorn and something fun to drink. So you may want to stock up on popcorn and popcorn boxes as well as your favorite soda or fruit drink. Having a cooler outside with ice will keep you from having to keep going inside to refill empty cups.

Summer Movie Fun at Home Is Possible

Having a fun time with your family is possible this summer. You’ll always remember watching movies with your kids making memories together.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Working Remotely? Creating Your Home Workspace

Written by Marybeth Heckler on . Posted in Homeowner.

This has been the year of working from home. For some, this is a fabulous turn of events, and for others, they can’t wait to get back to the office and share gossip around the watercooler.

If you find that you aren’t loving working from home, or perhaps you feel you’re less productive, it very likely could be due to your workspace. Home, by its very definition, is not your workplace, however, it now needs to function that way in some small way.

You can create an office vibe in your home, for not much money, and organize it to increase your productivity. Here’s how:

Plan Out Your Space – There’s a LOT you can do in your home to create a very organized, efficient workspace so you need to identify what’s important for you and what you need to do. If you previously worked in an office, you can begin by listing items you had there. What did you need and what was not necessary?

Next, what would you LIKE to have in your office? You can make it very warm and intimate since it’s your house. Or, if you feel like the rest of your home functions as the warm and inviting atmosphere and you want your work area to be all about getting things done, you can try a minimalist approach. Whatever you choose, write it out ahead of time.

Look at Your Workspace from the View of Your Webcam – Most everyone who works from home needs to have video calls and conferences from time to time. As you set up your workplace, keep in mind the backdrop.

Create a Space You Love but Declutter – This is your place to work and no one can tell you exactly how to create it. You have creative license here. That said, you will want to declutter the areas around your workstation. If every time you log into your emails you look over and see piles of mail that need to be dealt with or tons of books you intend you read but don’t have a place for, you will feel as though you are behind before you even begin.

Organize and File – This will be so important. You may be tempted to just lay something aside and come back to it later, but these are the thoughts of those who end up on the show HOARDERS. I’m only slightly kidding. Seriously, if you want to be more productive and to keep your mood high during the whole workday, being able to find things right away while not staring at clutter will ensure better days and well-rested nights.

These are the big steps to take to make a workspace you’ll love in your home. In no time, you’ll be more productive and look forward to “going to work” each day!

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

The Best Backyard Renovation Tips for Summer Living

Written by Marybeth Heckler on . Posted in Home Improvement, Homeowner.

If your home is your castle, then your backyard is more like your proverbial “fortress of solitude.” This is the place you can kick back, relax with your family and friends, and escape from the stresses of the world by enjoying the sun and nature. But a great backyard requires upkeep and occasional renovations to help it stay fresh and new.

Here are a few ideas on how you can spruce up your backyard for better summer living:

  1. Porch — The centerpiece of your backyard haven should be a luxurious porch or patio. Some of the best options for this would include screening in a large porch and including ceiling fans for those hot summer days. But you can also liven up your porch with new outdoor furniture. This will help you to have a space to entertain when friends visit.

 

  1. Outdoor Kitchen (and Bar) — Part of the fun of spending time outside is grilling out with friends and family. But if you want to take your outdoor cooking game to the next level, you should seriously consider adding an outdoor kitchen. This is more than a grill—it includes a mini-fridge, sink, grill, and oven/stove. If you like your adult libations, you can also add a beer tap and a stocked bar for your partying evenings.

 

  1. Fire Feature — Even though the weather is warmer, you can still enjoy a nice outdoor fire on a summer night. Consider adding a fire feature. This fire pit can be something permanent that is actually part of the landscaping or it can be a portable fire feature that you can move around like part of the furniture. Either way, get the fire started and break out the s’mores for a cool evening with the kids (or just acting like kids).

 

  1. Arbor/Pergola — If you’ve ever seen those beautiful, vine-covered arches in formal gardens, then you know how great they can look. If you want to put one into your own back yard, then you can either buy one at a local hardware store or have it built to suit. One thing that you will want, however, is an arch with at least 8 to 8.5 feet of space underneath. This way, when the flowers and vines begin to grow in, you will still have ample space to walk underneath.

A backyard can be your own little paradise away from all of the hustle and bustle of the world. If you are looking to add some nice touches to yours, consider adding one of these four suggestions to your yard’s mix.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

When’s the Right Time to Sell Your Home?

Written by Marybeth Heckler on . Posted in Real Estate.

There’s an old adage that the three most important words in real estate are “Location, location, location.” But maybe it’s time to add a fourth one to that mix—time. As in, when is the best time to try to sell your home? There are many different currents of thought that suggest the best time of year to list your house.

Here are aspects you need to consider for your specific house and market before making the decision on  when to sell your home:

Spring is Generally Best

The standard has generally been that spring is the best time to sell your home. During this time of year, people are out and more active now that the weather is getting warmer. As a result, you have more traffic going by to notice your house is for sale. Also, the weather is generally better which means it is easier to move. All of this adds up to a good combination which often leads to more sales. If you plan to put your home on the market during the spring, then it is a good idea to do repairs and touch-ups during the fall and winter to have it ready for the sales season.

Spring May Not Be Best

OK, you’re probably saying, isn’t this the exact opposite of what you just said. Yes, it is, but bear with me. Spring is usually packed with lots of people trying to sell their homes. Yes, you will get more foot traffic viewing your home, but you will also have A LOT of competition from other homeowners who are also following the old spring standard. Some studies have found that you may get more for your home if you try to sell in the winter (from November to March). This is because there are fewer homes on the market and those who are desperate to move don’t have a lot of negotiating room.

What About Summer and Fall?

Generally speaking, these have been slower times of the year for house sales. Depending on the weather in your area, summer is often too hot for people to want to get out and walk around properties. Also, people have other things going on like vacations and summer family activities. Similarly, fall is usually taken over by back-to-school activities. When you couple this with the sun going down earlier and the weather being rainy, then you can see why people don’t tend to go out to house shop during this time of year.

There are lots of different ideas as to when is the best time to sell your home. Ultimately, you need to find the date that works best with your market and your needs. Talk to your real estate agent to find the time that is perfect for you.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Checking out Denver’s Art Scene: The Districts You Need to Know

Written by Marybeth Heckler on . Posted in Denver.

For years now, if you wanted to enjoy the natural beauty of the Colorado landscape, you had state parks and national forests that were designated as areas you could visit. But in 2011, Colorado’s government began to also designate areas as “art districts.” These are officially designated areas that are known for their creative output—be it visual arts such as painting or sculpture or other imaginative arts such as theater and culinary arts.

If you’re interested in checking out the top art districts in the Denver area, then here are the best for you to visit:

  • Art District on Santa Fe—This area was the first to be designated and it is still the artistic center of the city and a great place to start. This area is known for its visual art galleries and studios that include painters, sculptors, and photographers. On the first and third Fridays of each month, the area hosts a special event. First Friday has an art walk that lets you see installations and studio work throughout the area. But the third Friday features Collector Preview Events, which is a smaller version of the First Friday event. Here, you can meet with the artists and gallery owners and find out more about their work and process.

 

  • Golden Triangle Creative District—This is another wonderful alternative for those of you that want to spend more time checking out large collections. That’s because this art district features eight museums, including the Denver Art Museum, the Kirkland Museum of Fine and Decorative Art, the Clyfford Still Museum, and The Center for Colorado Women’s History at the Molly Brown House Museum. Many of these also feature free admission from 6-9 PM on the last Friday of the month. And, where there are art galleries and studios, you can also bet there will be quality eclectic restaurants and cafes.

 

  • RiNo Art District—The RiNo Art District is one of the newest and hippest districts in the Denver area. It pulls its artistic strength from four different areas—Cole, Elyria/Swansea, Five Points, and Globeville. This area is known for CRUSH Walls, a regular event that helps unite the districts with artistic expression. RiNo is known for its contemporary art in the form of wall murals which mixes graffiti art with more traditional forms.

If you live in Denver or are coming in for a visit, then these three districts are the perfect place to satisfy your artistic cravings. The areas are also thriving districts of restaurants and shops, as well as studios and galleries, making them the best destination for you and your family.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Fourth of July Family Traditions

Written by Marybeth Heckler on . Posted in Holidays.

We are huge fans of family traditions and one of our favorite holidays to celebrate traditions is on the way—the Fourth of July. We also love hearing about other families and their customs. But it’s also really easy to let your Independence Day celebrations begin with a cookout and end with fireworks.

If you’re interested in finding new ways to celebrate our country’s 244th birthday, here are great ideas you can use to start your own Fourth of July family tradition:

  • Outdoor Games—Sure, we all know about how everyone loves to grill outside and eat hot dogs, hamburgers, and other July 4th But while you are manning the grill, the rest of the family can enjoy some time outside by playing outdoor games. Badminton, horseshoes, and cornhole are all great games that young and old can enjoy together.

 

  • Non-Explosive Fireworks—If you live in a state that bans fireworks, or if you have little kids and are worried about their safety, then you can make “non-explosive” options. One way is to let the kids make “sparklers” by tying red, white, and blue ribbons to a stick and then running around swirling these behind them. You can also fill a balloon with patriotic colored confetti and then pop these to let the confetti fall over everyone. Finally, if you just want to light up the night sky, you can always go on a firefly hunt. Once you catch them, place them in a jar with holes in the lid and let them be a natural night light.

 

  • Watch a Patriotic Movie—How about a family tradition that is both fun and educational? If you’ve never seen 1776, then you are in for a treat. This film from 1972 stars William Daniels (better known as Mr. Feeny from Boy Meets World) as John Adams. It’s a highly accurate depiction of the signing of the Declaration of Independence with one big difference—it’s a musical. This is the perfect option for younger kids as it’s a G-Rated film. If you’ve got older kids, however, you might want to check out Disney Plus which is set to debut the original cast of Hamilton just in time for the 4th.

 

 

This Fourth of July you can create memories that will last a lifetime for you and your family. These are some great ways to build traditions with your family that can be carried out for years (and even generations) to come.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.
Ideas for Celebrating National Get Outdoors Day While Social Distancing

Ideas for Celebrating National Get Outdoors Day While Social Distancing

Written by Marybeth Heckler on . Posted in Motherhood.

In Colorado, we are used to being kept indoors by inclement weather. But the temperatures are rising and the days are getting sunnier and many of us are still stuck inside thanks to COVID-19.

The lockdown has already canceled or postponed many activities, events, and festivals. But one that you can still celebrate is National Get Outdoors Day. At a time when many of us are eager to get outdoors and enjoy the warm weather, it is still important to modify this celebration with some simple changes thanks to social distancing guidelines.

What is National Get Outdoors Day?

June is already designated as National Great Outdoors Month, encouraging people to explore the wildlife refuges and parks in the U.S. to appreciate the natural beauty around us. Since 2008, Colorado has gone a step further with Get Outdoors Colorado Day.

This event is held on the second Saturday of June and is a free, family-friendly event meant to promote access to safe outdoor spaces and nature exploration. Generally, activities have included biking, boating, climbing, fishing, hiking, and swimming. Although the COVID-19 lockdown is definitely going to put a damper on the event, it is not going to completely end it.

Outdoor Social Distancing Guidelines

According to the Centers for Disease Control (CDC), there are 3 major guidelines that would affect Get Outdoors Colorado Day. First, the CDC encourages you, when in public, to stay at least 6 feet from other people. They also stress not gathering in groups and staying away from mass gatherings and crowded places. Ultimately, this means that you don’t want to be in close contact with anyone outside of your family or household.

How to Get Outdoors While Staying Safe

Just because you have to practice social distancing doesn’t mean you can’t enjoy the great outdoors. First, you can enjoy the outdoors just by going into your backyard and doing a little gardening. But if you do want to venture outside into parks and wildlife preserves, there are still several activities you can take part in while social distancing.

Boating and kayaking can easily be enjoyed while maintaining a safe distance from other people. Fishing has long been a more solitary activity as too many people in one area can scare off the fish. Or, if you want, just go for a hike in the woods and make sure that you steer clear of other hikers by at least six feet. As long as you aren’t clumped up in one area, you will still be following the CDC guidelines.

Just because you have to practice social distancing doesn’t mean you can’t enjoy Get Outdoors Day. This annual event is the perfect opportunity to shake off that cabin fever and get some fresh air while still staying safe.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.
Curbside Celebrations for Those in Denver

Curbside Celebrations for Those in Denver

Written by Marybeth Heckler on . Posted in Denver, Homeowner, Motherhood.

While everyone is in lockdown thanks to the current pandemic, it is important to remember that major life events are still going on. And it goes without saying that you should still spend the time to celebrate these events.

Whether it’s a birthday, anniversary, or some other milestone, COVID-19 shouldn’t completely take away your ability to celebrate. It just means that you need to change HOW you celebrate the event.

Here are a few ideas for curbside (or online) celebrations for those of you in Denver:

  1. Let them eat cake — There are lots of different bakeries in Denver that are having to adjust the way they do business. Some of these bakeries are offering curbside pick-up for their cakes while others are doing home deliveries. Regardless of which method you use, these bakeries have unique creations that will pick up any celebration. Some of our favorites include:

 

  • Mermaids Bakery – This local bakery has a lot of creative creations, but our absolute favorite is their cake made to look like the hottest commodity during the pandemic—a roll of toilet paper. This may sound bizarre, but the artistry is incredible and makes for a unique cake. Of course, they also have traditional birthday cakes as well.

 

  • El Antojo Denver – Another unique cake shop offering curbside pickup is Cakes El Antojo. This one has also made some great lockdown themed birthday cakes including one that is made to look like a case of Clorox wipes.

 

  1. Schedule a parade (or have an online party) — Another popular activity that you can do to help celebrate birthdays and special events is a curbside party. Simply have people load into their cars with signs and balloons showing their love for the person being celebrated and then drive by their home at a designated time. These “drive-by” parties may not be for everyone, so another alternative is an online party. You can have party boxes and favors delivered to your guests and invite everyone to check in on Zoom for an online gathering to get you out of the lockdown doldrums.

 

  1. Have a drink — Just because you’re on lockdown doesn’t mean you can’t celebrate with adult libations. For such events, you can get alcoholic beverages delivered to your home or schedule them for curbside pickup and take them back to celebrate. Many breweries in the area are not offering to-go options for their specialty beers. Or, you can get a growler of local beer from Craft Alley and have it delivered to your home so you can celebrate with a cold one.

Just because we are on lockdown doesn’t mean that we have to give up on all of the activities that we enjoy. Birthdays and anniversaries only come around once a year, so it’s important to get creative and keep celebrating.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.
Top 10 Must-Do’s for Buying Your Next Home

Top 10 Must-Do’s for Buying Your Next Home

Written by Marybeth Heckler on . Posted in Homeowner, Real Estate.

Buying a new home is one of the most important (and daunting) processes that many of us will go through. If you are new to homeownership, it can seem even more challenging as you may not know what to do to get the ball rolling on making a purchase.

Here are ten actions you need to complete before you buy your next home:

  1. Determine your budget — When you go to a mortgage lender, they will tell you exactly how much “house” you qualify for. However, just because you qualify, it does not mean you need to jump into a mortgage of that size. Instead, sit down and do a tight budget that shows you exactly how much you can plan on spending each month. Then, use a budget calculator to “reverse engineer” how much you can afford to take on with your loan.

 

  1. Get pre-approved for your loan — Now that you know how much you want to take out in your home loan, go to different lenders, and get pre-approved for the loan. Don’t be afraid to negotiate with these lenders. If one offers a low interest rate, then see if others are willing to get your business by beating that rate. But do this before you start shopping for a house as this will save a lot of time later on.

 

  1. Read your loan paperwork CAREFULLY — One of the problems with the “housing bubble” was that people were buying homes they really couldn’t afford. The terms looked great, but they missed hidden costs such as balloon payments that made them go under. Be sure that you know all of the details of the loan and you agree with all of those terms before you sign anything.

 

  1. Save all of your money — One of the biggest obstacles to buying a home is paying so much money upfront. However, the more money you can put down on the house, the less you will be financing and paying interest on. So, it’s important to use as much of your savings as possible to get the total down.

 

  1. Make a list of must-haves — Once you know what your budget is, talk to a real estate agent about finding a house in your price range. Create a list of items you absolutely must have so that your agent won’t waste your time looking at other options.

 

  1. Do more than one visit — Although the current situation may not allow for large visits such as open houses, you still need to do a walk-through of the home. If you think it’s one that you could be interested in, ask for another walk-through at a different time of day. Traffic patterns or neighborhood noise may be a problem that you didn’t notice on your first trip.

 

  1. Don’t get pressured — If you’re unsure of a property, some real estate agents will push you with the “I’ve had lots of people looking at this property” line. This may be true. But don’t let yourself be pressured into making a decision. This is something you will be living with for years.

 

  1. Negotiate the price — Don’t offer them their exact asking price. Go a little lower and see if there is any wiggle room in the price. All they can do is say no and you can still make a counteroffer.

 

  1. Get an inspection — Before you sign anything, it is imperative that you get a thorough home inspection to check everything from the plumbing and electrical systems to the foundation. If something is wrong here, don’t be afraid to walk away from the deal.

 

  1. Get a good mover — Once you’ve made your purchase, it’s time to move in. Be sure to look for a reputable moving company that is licensed and bonded. Hire them right away so that you can move in when you want without a hassle.

Buying a home is a big step but it doesn’t have to be a scary one. Make sure to follow these steps and you will be able to get the best deal so you can move quickly into the home of your dreams.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.
Backyard Summer Camp for Kids

Backyard Summer Camp for Kids

Written by Marybeth Heckler on . Posted in Motherhood.

Summer is coming and for those of us who have been tucked away in quarantine, it may seem like we’ve already been on one continuous break with the kids. But, now that distance learning is taking a break, there may be fewer activities for you to keep the kids active. But you don’t want to let them become couch potatoes and video game zombies.

Here are ways to recreate the summer camp experience in your own backyard.

These activities are guaranteed to help you keep the kids from being bored and help you maintain your sanity this summer.

  1. Sprinkler Fun — Let’s start with a tried-and-true favorite from everyone’s childhood: playing in the water sprinkler. This is the perfect way to get cool on a hot summer day.

A DIY idea for this is to make your own sprinkler. Get a 2-liter soda bottle (empty) and poke holes in the plastic with a knife or scissors. Then, attach the garden hose to the bottle and affix it with duct tape. Once you crank up the water, it will come shooting out of the holes and your kids can have fun jumping through the stream.

  1. Soda Bottle Rocket — While you’ve got those empty soda bottles, try this little science project. First, tape pencils to the sides of the bottle so that the bottle can be placed opening down without covering the neck of the bottle.

Then, fill the bottle with vinegar, add baking soda, and then quickly cover the bottle opening with a cork. Flip the rocket upside down so it rests on the pencils and wait for the chemical reaction to shoot the rocket into the air.

  1. Make a Shaving Cream Painting — This one may sound bizarre but hold on a minute. It’s actually a great way to get artistic expression and fun sensory play combined. 

Get several cans of shaving cream from your local dollar store. Then, use food coloring to dye the shaving cream into different colors. Set up a tarp in the backyard and let your kids use the colored shaving cream to create pictures from rainbows to sky scenes to whatever their imagination can conjure up.

It’s messy fun, and the tarp can be easily hosed down and reused later if the kids want to try this again.

  1. Tightrope Walking — If you want to help your kids train for a career in the circus (or at least work with their motor skills), do a tightrope play area. If you have two sturdy trees, run two soft ropes between them. It doesn’t have to be high—just a couple of inches.

Then place the second rope high enough for your child to use as a handhold as they walk across the lower rope. If you don’t have a pair of trees, you can also use fence posts or poles in a pinch.

This year, we may still be dealing with a quarantine lockdown in our homes. But that doesn’t mean you can’t let your child explore their backyard and turn it into a home summer camp with these activities.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.