Tag: winter

Embracing Hygge with Your Family This Winter

Written by Marybeth Heckler on . Posted in Motherhood.

I love different languages and the way some cultures have one word that is almost impossible to translate but can sum up a series of emotions perfectly. One of those is the Danish word “hygge” (pronounced “hoo-ga”).

This beautiful word is meant to express the feeling of a cozy winter centered around family and friends and enjoying each moment of life. If there’s one concept that I can get behind, it’s that.

So here are some ways that you and your family can embrace hygge this winter:

  • Enjoy a hot beverage together — On The Big Bang Theory, Sheldon was always offering someone who needed comfort a “hot beverage.” But this winter, embrace hygge by sharing a hot beverage with your loved ones. If you can, make it a family affair with your kids making real homemade hot chocolate (with a little dash of chili if you want an extra kick to yours). If hot chocolate isn’t to your taste, brew up a real pot of coffee or tea and skip the instant stuff.
  • Make a quilt — What is winter if you can’t curl up under a good blanket and snuggle down and get comfy? This year, you can break out the old comfortable blankets and snuggle with family underneath them as you read a book, watch tv, or just talk. But another bonding activity that can be really useful right now would be quilting. It doesn’t have to be an elaborate pattern. But a simple quilt can bond you with your loved ones and keep you warm—it’s a win-win situation!
  • Take a candle-lit bath — One of the important parts of hygge is that you should not only connect with others, but that you should also be present in the moment and spend some time for yourself. Draw yourself a hot bath complete with your favorite bath salts or foaming bubbles and just relax. Add some ambiance with soft candlelight and gentle, relaxing music. If you are so inclined, bring a good book with you or you can just lay back and luxuriate.
  • Share memories — Another great way to connect with family while you are stuck indoors this winter is by looking back at old pictures together. Digital photos have killed the practice of scrapbooking and photo albums. But this is the perfect time to print out those favorite pictures and assemble a photo album of cherished memories that you can share with your loved ones.

After the holidays are over and the decorations are all put away, we still have a few more months of cold weather as we wait for spring. This year, spend this time with loved ones embracing the Danish concept of “hygge.”

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Denver in Winter Activity Guide

Written by Marybeth Heckler on . Posted in Denver.

Locals all know that winter is when Denver really comes to life with lots of activities and outdoor fun. While it is very likely that this year’s winter activities will look totally different than in years past because of COVID-19, there are still plenty of opportunities to get out and enjoy yourself.

Here are the top winter activities in Denver (and the surrounding areas) that you can enjoy with your friends and family:

  • Denver Christkindl Market – Every year for the past 20 years, Denver has been transformed into a German wonderland with this authentic replica of a Bavarian market. Here, you can sample a wide selection of German wines, beers, and food while shopping through an arts and crafts market. And, you can also visit with St. Nikolaus and his dark counterpart, Krampus!
  • Dillon Ice Castles – A little over an hour outside of Denver is the town of Dillon, which is home to some truly beautiful works of natural art. This year, the ice castles will be returning despite the pandemic and locals are hoping to see lots of visitors to help make up for lost revenue in the past few months. These castles take 10 million gallons of water to create! Visitors can tour the castle and see incredible ice sculptures including fountains, slides, thrones, and tunnels.
  • Blossoms of Light – This holiday event has been a Denver staple for over three decades and it will be back and open this year. The Denver Botanic Gardens is transformed into a winter wonderland complete with elaborate holiday light displays. And don’t forget to pick up a hot cocoa or coffee with some sweet treats to keep you warm during your visit.
  • Denver Winter Brew Fest  – Kick off 2021 the right way with the Denver Winter Brew Fest, a celebration of smaller craft beers in a festival setting. Tickets range from $35 to $60 VIP tickets at the door and gives you a sampling glass and an unlimited sampling of beers and hard ciders. Also, food trucks will be available to buy snacks and live music will keep you entertained.
  • Ruby Hill Rail Yard – If you want some outdoor activities in the snow without heading out to the ski resorts, check out this local fun spot. This is the only urban snow sports terrain park in the United States and allows you to try out snowboarding and other activities in a park location. Plus, it’s FREE!

Denver in the winter is a bustling mecca for those looking to enjoy the great outdoors. These are just some of the best activities that you can find this season that will be open despite the pandemic.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Denver Parks to Visit Before Winter Hits

Written by Marybeth Heckler on . Posted in Denver.

As summer starts to fade into fall, many of us in Colorado are already thinking about battening down the hatches to stay warm and cozy this winter. Part of that is trying to enjoy the natural beauty of the region before it gets too cold to venture outside. Another big part is enjoying the outdoors before we have to deal with a few months of cabin fever.

Here, then, is a rundown of the top parks in Denver for you and your family to check out before the winter hits:

 

  1. Alamo Placita Park — This park is maintained by the team at the Denver Parks and Recreation bureau and their hard work shows clearly in the beautifully landscaped terrain. If you can make it before October, you will enjoy beautiful gardens that are regularly cared for and will be a great location for a picnic or just a stroll amongst the flowers.

 

  1. Barnum Park — This park is named for former Denver resident and world-famous circus owner Phineas T. Barnum. Although Barnum originally planned to keep some of his circus animals here during winter months, that plan never worked out and the property is now a public park with a hilltop view of the Denver skyline. You can also enjoy spending time walking through trails, along the reservoir, or playing with your pooch at the park’s designated dog area.

 

  1. Confluence Park — The word “confluence” means the place where two bodies of water come together and that’s exactly what happens at this intersection of the South Platte River with Cherry Creek. You can enjoy a baseball or soccer game, walk with your dog, or bike around the creek. While the weather still holds up, this is also a great place to rent a kayak for a day on the water.

 

  1. Sloan’s Lake Park — While this is a really great choice for outdoor activities in the summer, you can still enjoy the park in the fall. This is one of those great places to get in the car, roll down the windows (or put the top down) and go for a leisurely drive around the lake to enjoy the view of the area.

 

  1. Denver Botanic Gardens — Here’s another great choice if you want someplace with beautiful flowers and other foliage. It’s not just great for a picnic or a stroll, but also boasts a bistro that provides takeout. Although entrance to the park is limited thanks to COVID-19, you can still get access by reserving a ticket to this natural beauty.

 

Denver is known for its beautiful outdoor vistas throughout the year. But those of us who are locals know that it may not be practical to venture out too much in the wintertime. With that said, these are the best locations to check out before the snow falls.

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Top 10 Home Maintenance Tips for Winter

Written by Marybeth Heckler on . Posted in Homeowner.

Winter is here and in some parts of the country the snow and ice have hit with a vengeance. Your home is taking the brunt of this assault in protecting you from the cold and elements.

In any climate, your house needs attentive maintenance; paying attention to those little issues and repairs will save you a lot of hassle and costly repairs later.

Here are the Top 10 winter maintenance tips for your home that you need to handle this season:

  1. Clean the gutters—Even if you don’t live somewhere with a lot of snow, you are still probably going to get increased rain this winter. Be sure to clean out your gutters early on so that the water does not get backed up and cause structural damage.
  2. Inspect the roof—While you are checking the gutters, also give the roof a good inspection. Look for any loose or missing roof tiles or shingles that could cause leaks during winter storms.
  3. Seal your doors and windows—If you want to save money on heating costs, be sure to apply/replace weather-stripping and sealant around all your doors and windows. This will help keep the cold air out and the hot air in.
  4. Check your pipes—The cold can bring on burst pipes, so this winter make sure to check all your pipes and wrap them with insulating tape. This will keep you from having to make costly plumbing repairs later.
  5. Prepare a winter emergency kit—You never know when bad weather will strike. Make sure that you have an emergency kit including candles and matches in case of a power failure. Also have a battery-powered radio, a supply of canned foods (and a manual can opener), and plenty of bottled water.
  6. Check the portable generator—If you own a portable generator, then you know that it can be a lifesaver during winter storms. Be sure to start it up and make sure that it is running smoothly and make any repairs that you may need. You don’t want to try to crank it up when a storm hits only to find out it’s not working.
  7. Trim your tree limbs—Winter storms can also bring external damage from falling trees and tree limbs. Walk through your property and clear out any limbs that are too close to the house or cars. Also, if you have older trees that may snap easily, you should consider having these removed before the storms take them out – and your house with them.
  8. Clean the chimney—If you have a fireplace, make sure that it is professionally cleaned to remove built-up soot and residue. This can be particularly dangerous to you and your family.
  9. Replace the smoke detectors’ batteries—About every three months, you should check your smoke detectors and replace the batteries so that they’re working properly.
  10. Reverse your fans—If you have a house with high ceilings, flip the directional switch on your ceiling fans. This will help to push warm air down and keep you warmer this winter.

If you take care of your house, then it will take good care of you. Be sure to complete these maintenance tasks early so that you don’t have to make major repairs later this winter.

 

Hot Decorating Tips For Your Home This Winter

Written by Marybeth Heckler on . Posted in Homeowner.

The holidays have passed but the temperatures are still dipping across the country and for many people snow has already declared the full arrival of winter. If you’re like me, you’ve put away the tree and holiday decorations; you may now be looking for something else to help spruce up your home for the season. If that’s the case, then look at these great decorating ideas for winter. These are guaranteed to keep you warm and cozy all season long.

Wreaths

Wreaths aren’t just for Christmas. Take down the red and green holiday garland and replace it with a wreath featuring pinecones and simple greens. If you want a little splash of something special, consider white flowers that are reminiscent of the snow piling up outside.

DIY Wooden Sign

It’s easy to create your own decorating style with a homemade wooden sign. Just get a reclaimed piece of wood with some paints and stencils and let your imagination go to town. Including an uplifting personal message or inspiration will help warm your heart this winter.

Sweater Pillows 

If you’ve had a bunch of old sweaters lying around that don’t fit anymore, there’s a great way to reuse them to decorate your home. By cutting the sweater material into pillows and then stuffing them, you can have decorative throw pillows for your sofa or bed that will be soft and comfy.

Faux Fur Blankets

One way to dress up your home in the winter and keep yourself warm at the same time is with faux fur blankets. These will add a nice country feel to your home and provide a lot more insulation than a blanket or afghan.

Coffee and Hot Chocolate Nook

If you have a little corner of your kitchen that you can use, create a nook for serving coffee, hot chocolate, or even hot cider. Be sure to include a Keurig or similar coffee maker with plenty of pods/cups to make your hot beverages.

Also stock up on all the accouterments, such as creamer, sugar, and mini-marshmallows for the cocoa. Finally, you can spruce this area up with a rustic sign for coffee or cocoa. This will go a long way to warm you up on cold winter mornings.

Winter Sporting Goods

If you live somewhere that winter sports are played—skiing, skating, hockey, sledding—then you can take some of the old sporting goods and use these for displays either in your home or on the front porch.

The winter is a great time to spruce things up and add some decorative touches to your home. By “bringing the outdoors in” this winter, you can provide a rustic look that will warm your heart and home.

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.

Your Checklist for Buying a Home This Winter

Written by Marybeth Heckler on . Posted in Real Estate.

Most people don’t think about buying a home during the winter. Spring is always considered the prime time for home buying, but winter does have advantages.

For one, you don’t have to worry about as much competition as most people won’t want to brave the cold to tour a lot of properties.

Because of this downturn in potential buyer traffic, homeowners may be more motivated to sell. And if you can visit the home right after a rain or snow storm, you will get a better idea as to how the house will respond during bad weather.

But if you are serious about buying a home this winter, here are some things to do before you move in.

Finances and Mortgages

Before you start looking at a home, take care of some planning earlier. It will help you focus your home search and save you some heartbreak when you find your dream home only to find out that you can’t afford it.

  • Take a close look at your finances including credit score, savings, and budget. Then use these to determine your ideal price range. You will need to know exactly how much you can put as a down payment and what you can afford comfortably on a monthly payment. It doesn’t make sense to spend so much on a house that you can’t afford to live comfortably in it.
  • Talk to at least three different lenders to see what types of pre-approvals you can get. When lenders know that you are looking at other banks, they will be a bit more competitive with their interest rates and can possibly get you a better deal.
  • Look at the duration of the loan. Obviously, a 30-year loan will have a lower monthly payment than a 20-year loan. But if you can afford to pay the lower duration, you will save a lot on interest in the long run.

Negotiations

Almost no one pays the asking price for a home. Buying a property is like a dance of offers and counter-offers. The following steps may turn negotiations in your favor:

  • Look at other home sales in the area to find what would be a fair, comparable price for your bid.
  • Get the home seller to agree to a warranty. This will help you sleep well at night knowing that your home is protected.
  • If you want any repairs made before moving in, be sure to clearly state these up front before you sign off on anything.
  • Get an appraisal and inspection from people you can trust. Don’t just go with the cheapest person in the phonebook. Instead, choose highly reputable people that will give you a fair assessment of the house and its value. If the inspector finds something wrong with the property, get the item fixed before you buy the home and make sure that the inspector can come back out to reinspect the work to make sure it was done correctly.
  • Do a thorough final walk-through and be sure to check out all the electrical outlets and faucets to see that they are working properly.

Once you get these steps complete, you are ready to sign on the dotted line and move in. This is another time when a winter home purchase is a bonus, because moving companies have less business, and are more willing to cut you a deal. With luck and perseverance, you should be able to move into your dream home and enjoy the next stage of your life.

 

 

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Whether you’re buying, selling, refinancing, or building your dream home, I’m here to help you explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Find out more by visiting my website.
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